Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 428 finished new construction homes listed for sale in Polk County right now, and 232of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
232
Homes with a price cut
428
Finished homes available
Filter move-in ready homes by county
428 Finished Homes Available Now
Move-In Ready57$759,900
$311/sq ft4232 Haven Lake Court
Lakeland, FL 33813 · Crews Lk Haven Sub
Tapia Construction, LLC · Bailey III
MLS #L4965641 · Xcellence
Move-In Ready15$185,000
$175/sq ft1616 Cumin Drive
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #O6448465 · Keystone Usa Realty Llc
Move-In Ready14$185,000
$175/sq ft1602 Cumin Drive
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #O6448440 · Keystone Usa Realty Llc
Move-In Ready15$185,000
$175/sq ft1604 Cumin Drive
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #O6448453 · Keystone Usa Realty Llc
Move-In Ready1% off25$309,990
$189/sq ft$311,990 ↓ $2,000
3286 Viceroy Court
Poinciana, FL 34759 · Lake Deer Estates
Maronda Homes · Daffidil
MLS #O6449977 · New Home Star Florida Llc
Move-In Ready2% off26$264,900
$205/sq ft$269,900 ↓ $5,000
810 Edith
Lakeland, FL 33815 · Wales Gardens Units 1 & 2 Resub
Eagle Building Contractors
MLS #P4940156 · Hut Realty, Llc
Move-In Ready31$299,000
$196/sq ft415 Ellerbe Way
Lakeland, FL 33801 · Not in Subdivision
MLS #L4965756 · Straight Up Realty & Pm Llc
Move-In Ready32$299,900
$187/sq ft130 Sweet Pea Court
Poinciana, FL 34759 · Poinciana Sub Nbrhd 2 Vil 8
MLS #O6448840 · Florida Realty Investments
Move-In Ready32$298,900
$186/sq ft10 Sweet Pea Circle
Poinciana, FL 34759 · Poinciana Neighborhood 6 Village 7
MLS #O6448849 · Florida Realty Investments
Move-In Ready32$298,900
$186/sq ft693 Gila Drive
Poinciana, FL 34759 · Poinciana Neighborhood 6 Village 7
MLS #O6448852 · Florida Realty Investments
Move-In Ready1% off56$372,000
$197/sq ft$374,000 ↓ $2,000
3831 Poinciana Drive
Indian Lake Estates, FL 33855 · Indian Lake Estates
MLS #S5159232 · K Realty
Move-In Ready24$345,000
$159/sq ft3007 Totem Road
Eagle Lake, FL 33839 · Ranches/lk Mcleod I
Lennar
MLS #O6447924 · United Realty Group Inc
Move-In Ready44$319,900
$175/sq ft9717 Moore Road
Lakeland, FL 33809 · Country Meadows
MLS #L4965694 · Harper Realty Fl, Llc
Move-In Ready38$294,900
$222/sq ft2416 Taylor Rd S
Auburndale, FL 33823 · Midway Gardens
MLS #O6449040 · Real Broker, Llc
Move-In Ready23$325,000
$157/sq ft5442 Catmint Drive
Haines City, FL 33844 · Scenic Terrace South Ph I
MLS #O6449049 · Lighthouse Realty Group of Florida
Move-In Ready26$445,900
$213/sq ft3408 Chinotto Drive
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes Florida LLC · Azalea
MLS #TB8555990 · Lgi Realty- Florida, Llc
Move-In Ready20$271,721
$172/sq ft1516 Kayla Circle
Lake Wales, FL 33859 · Robins Run Phase 1
KB Home · 1584/A
MLS #O6448630 · Keller Williams Advantage Realty
Move-In Ready29$499,900
$163/sq ft4355 Winesap Way
Lakeland, FL 33810 · Applewood Reserve
Maronda Homes · Carlisle
MLS #O6448817 · New Home Star Florida Llc
Move-In Ready4$429,900
$186/sq ft7106 Sundial Drive
Lakeland, FL 33813 · Touchstone
Highland Homes · Westin II
MLS #L4965684 · Cambridge Realty of Central FL
Move-In Ready4$359,900
$210/sq ft4032 Rutile Road
Lakeland, FL 33813 · Touchstone
Highland Homes · Parker
MLS #L4965683 · Cambridge Realty of Central FL
Move-In Ready3% off4$319,900
$187/sq ft$331,020 ↓ $11,120
504 Ituna Circle
Winter Haven, FL 33881 · Harbor at Lake Henry
Highland Homes · Parker
MLS #L4965672 · Cambridge Realty of Central FL
Move-In Ready6$352,046
$167/sq ft3070 Crossland Court
Haines City, FL 33844 · Cedar Crossings Phase 1
KB Home · 2107G
MLS #O6448603 · Keller Williams Advantage Realty
Move-In Ready6$402,666
$157/sq ft3074 Crossland Court
Haines City, FL 33844 · Cedar Crossings Phase 1
KB Home · 2566F
MLS #O6448611 · Keller Williams Advantage Realty
Move-In Ready0% off31$437,090
$185/sq ft$437,590 ↓ $500
4938 Waltham Forest Drive
Davenport, FL 33837 · Providence Garden Hills 50s Gc
Lennar Homes · McCartney
MLS #O6448833 · Lennar Realty
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.