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Pre-ConstructionNew Construction

2240 Labrador LoopNew Construction Home in Winter Haven, FL

Winter Haven, FL 33884 · Polk County

$323,965

$209/sq ft

3 Beds2 Baths1,549 sq ft2-Car GarageBuilt 2027

Photos of 2240 Labrador Loop

2240 Labrador Loop, Winter Haven, photo 1 of 131 / 13

Who is building this home?

This home is listed as built by RYAN HOMES, floor plan ADELINE. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Pre-Construction. To be built. Welcome to Ashton Covey in Winter Haven! The Adeline single-family home is the next level of great living. Enter through the inviting front porch or attached 2-car garage into the large foyer. Inside, laughter comes from the spacious great room, the heart of your home. The adjoining gourmet kitchen, with large center island and connected dining space, can flow seamlessly outside to an optional lanai. After you’ve relaxed with loved ones, let them retreat to either of 2 bedrooms while you recharge in your main-level owner’s suite with its dual vanity bath and expansive walk-in closet. This is all you’ve wanted, all on one level. Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Home details and costs

MLS number
W7888125
Property type
Single Family Residence
Build stage
Pre-Construction
Builder
RYAN HOMES
Floor plan
ADELINE
Heated square feet
1,549 sq ft
Total under roof
1,940 sq ft
Stories
1 Story
Lot size
0.15 acres
Subdivision
Ashton Covey
HOA fee
$63/mo
Days on market
79 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,705

$32,397 down (10%) on a $291,569 loan

Principal and interest
$1,843
Property tax (estimated)
$411
Homeowners insurance
$267
HOA
$63
PMI (under 20% down)
$121

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 79 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Pre-constructionContext

    Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Chain O Lakes Elem
Middle
McLaughlin Academy Of Excellence
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 2240 Labrador Loop→

Other new construction homes in Winter Haven

Listed by Maltbie Realty Group. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2240 Labrador Loop, Winter Haven, FL 33884 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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