3440 3rd Avenue SNew Construction Home in St Petersburg, FL
St Petersburg, FL 33711 · Pinellas County
$975,000
$1,099,000
$256/sq ft
Photos of 3440 3rd Avenue S
1 / 30Who is building this home?
This home is listed as built by HUB Construction, floor plan Magnolia. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Motivated seller! Rare income-producing opportunity in the heart of St. Petersburg: a recently completed 2024-built property featuring a main house plus two additional living units on one lot, with tenants in place in both the main house and the ADU. The main house offers 5 bedrooms, 3 bathrooms and 2,294 sq ft of modern living space, including a bright and airy living room, a dining room perfect for entertaining, an inviting upstairs family room, and a kitchen equipped with a dishwasher, microwave, range, range hood, refrigerator and freezer. The upper-level ADU features 3 bedrooms, 2 full bathrooms and 909 sq ft, and the lower-level studio offers an additional 606 sq ft, plus a 1-car garage. A fenced yard adds privacy. Centrally located with convenient access to local shops, dining and entertainment, this property is ideal for investors or owner-occupants looking to offset their mortgage with rental income.
Home details and costs
- MLS number
- TB8563231
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- HUB Construction
- Floor plan
- Magnolia
- Heated square feet
- 3,809 sq ft
- Total under roof
- 4,357 sq ft
- Stories
- 2 Story
- Lot size
- 0.14 acres
- Subdivision
- West Central Ave
- HOA fee
- No HOA
- Annual property tax
- $16,543 (current assessment)
- Days on market
- 1 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$7,566
$97,500 down (10%) on a $877,500 loan
- Principal and interest
- $5,546
- Property tax (estimated)
- $1,388
- Homeowners insurance
- $267
- PMI (under 20% down)
- $366
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 1 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $124,000 (11%)Strong signal
Originally listed at $1,099,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Fairmount Park Elementary-PN
- Middle
- Azalea Middle-PN
- High
- Gibbs High-PN
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
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Listed by Keller Williams Tampa Central. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3440 3rd Avenue S, St Petersburg, FL 33711 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.