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Move-In ReadyNew Construction

New Construction Home in Brooksville, FL

Brooksville, FL 34613 · Hernando County

$449,990

$183/sq ft

4 Beds3 Baths2,463 sq ft3-Car GarageBuilt 2026

Photos of

, Brooksville, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by William Ryan Homes Florida Inc, floor plan Charlotte. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Welcome to the "Charlotte model" - where spacious living meets customizable luxury. This exceptional floor plan offers the perfect blend of functionality and flexibility, designed to cater to your every need. Whether you're seeking a cozy family retreat or an entertainer's paradise, The Charlotte by William Ryan Homes exceeds expectations. With 4 bedrooms and 3 bathrooms spread across a single-story layout this home provides ample space for all your lifestyle desires. Seller may contribute to closing costs with use of Preferred Lender

Home details and costs

MLS number
TB8558311
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
William Ryan Homes Florida Inc
Floor plan
Charlotte
Heated square feet
2,463 sq ft
Total under roof
3,504 sq ft
Stories
1 Story
Lot size
0.19 acres
Subdivision
Pinecone Reserve
HOA fee
$199/quarter
Annual property tax
$605 (current assessment)
Days on market
1 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,661

$44,999 down (10%) on a $404,991 loan

Principal and interest
$2,560
Property tax (estimated)
$600
Homeowners insurance
$267
HOA
$66
PMI (under 20% down)
$169

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $605 a year, while taxing this purchase price works out closer to $7,200. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 1 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Other new construction homes in Brooksville

Listed by Kelsa Properties,p.a.. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. Brooksville, FL 34613 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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