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Under ConstructionNew Construction

3965 Giorgio DriveNew Construction Home in Winter Haven, FL

Winter Haven, FL 33884 · Polk County

$300,000

$177/sq ft

3 Beds2 Baths1,695 sq ft2-Car GarageBuilt 2026

Photos of 3965 Giorgio Drive

3965 Giorgio Drive, Winter Haven, photo 1 of 121 / 12

Who is building this home?

This home is listed as built by Meritage Homes, floor plan Daphne. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Brand new, energy-efficient home available by Dec 2026! Configure the flex room in the front of the home to an at home office space or hobby space for the kids. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Visit Villamar and explore new single-family homes for sale in Winter Haven, FL. Residents will have access to two resort-style amenity centers featuring a clubhouse, pool, and playground. Winter Haven is known for its beautiful chain of lakes with lakeside restaurants and its award-winning community theater. Nearby attractions include Legoland Florida and Peppa Pig Theme Park. A brand-new model and new phase are coming soon. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Home details and costs

MLS number
TB8557848
Property type
Single Family Residence
Build stage
Under Construction
Builder
Meritage Homes
Floor plan
Daphne
Heated square feet
1,695 sq ft
Total under roof
2,141 sq ft
Stories
1 Story
Lot size
0.13 acres
Subdivision
Villamar
HOA fee
$154/mo
Annual property tax
$1 (current assessment)
Days on market
1 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,615

$30,000 down (10%) on a $270,000 loan

Principal and interest
$1,707
Property tax (estimated)
$375
Homeowners insurance
$267
HOA
$154
PMI (under 20% down)
$113

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $1 a year, while taxing this purchase price works out closer to $4,500. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 1 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 3965 Giorgio Drive→

Other new construction homes in Winter Haven

Listed by Meritage Homes of FL Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3965 Giorgio Drive, Winter Haven, FL 33884 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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