1401 45th Avenue NENew Construction Home in St Petersburg, FL
St Petersburg, FL 33703 · Pinellas County
$2,996,000
$758/sq ft
Photos of 1401 45th Avenue NE
1 / 8Who is building this home?
This home is listed as built by Credence Construction, floor plan Modern Coastal. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Pre-Construction. To be built. Under Construction. Anticipated completion January 19, 2027, subject to pool completion. Tucked away on a quiet cul-de-sac in the coveted Waterway Estates neighborhood, this beautifully designed waterfront residence offers modern coastal luxury with prime boating access. Featuring 4 bedrooms, 4.5 bathrooms, and a thoughtfully crafted open-concept layout, the home captures peaceful water views while providing exceptional space for everyday living and entertaining. Quality finishes include a concrete seawall, premium Bosch appliance package, gas stove, gas dryer, gas water heater, stone countertops, and custom solid-wood cabinetry throughout. Elegant engineered hardwood flooring flows across the main living areas, creating a warm, refined interior. Generous gathering spaces open to a large covered rear porch—perfect for waterfront dinners, morning coffee, or unwinding after a day on the boat. The spacious primary suite features its own wet bar, adding a luxurious touch to your private retreat, while a thoughtfully designed Jack-and-Jill bathroom includes double vanities for added comfort and convenience. There is still time to explore select design changes and custom modifications, subject to construction progress and builder approval. Located in the heart of Northeast St. Petersburg, this waterfront retreat places you minutes from vibrant downtown St. Pete, waterfront parks, local schools, restaurants, coffee shops, and the energetic 4th Street corridor, with convenient access to Tampa and the Gulf beaches. An exceptional opportunity to enjoy a brand-new coastal home and the waterfront lifestyle in one of St. Petersburg’s most desirable neighborhoods.
Home details and costs
- MLS number
- TB8552733
- Property type
- Single Family Residence
- Build stage
- Pre-Construction
- Builder
- Credence Construction
- Floor plan
- Modern Coastal
- Heated square feet
- 3,953 sq ft
- Total under roof
- 7,014 sq ft
- Stories
- 3+ Story
- Lot size
- 0.22 acres
- Subdivision
- Waterway Estates Sec 1
- HOA fee
- No HOA
- Annual property tax
- $16,106 (current assessment)
- Days on market
- 1 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$22,852
$299,600 down (10%) on a $2,696,400 loan
- Principal and interest
- $17,043
- Property tax (estimated)
- $4,419
- Homeowners insurance
- $267
- PMI (under 20% down)
- $1,124
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $16,106 a year, while taxing this purchase price works out closer to $53,028. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 1 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Pre-constructionContext
Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Re/max Action First of Florida. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1401 45th Avenue NE, St Petersburg, FL 33703 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.