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Move-In ReadyNew Construction$79,100 price cut

316 Indiana AvenueNew Construction Home in Crystal Beach, FL

Crystal Beach, FL 34681 · Pinellas County

$699,900

$779,000

$528/sq ft

3 Beds2 Baths1,326 sq ft3-Car GarageBuilt 2026

Photos of 316 Indiana Avenue

316 Indiana Avenue, Crystal Beach, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by Covenant Homes LLC, floor plan Hugg modified. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Significant price reduction! Welcome home to your brand-new treetop retreat in beautiful Crystal Beach! We invite you to explore this serene home, filled with abundant natural light and high-end upgrades including engineered hardwood flooring, quartz countertops, Energy Star Windows and much more! (All upgrades attached) Crystal Beach is a vibrant, dog and golf-cart-friendly seaside community. Residents enjoy a private pier with spectacular sunsets, gazebo concerts, food truck dinners, art shows, an annual car show, and a 20-year Easter egg hunt tradition. We also host a festive Christmas parade featuring over 100 decorated golf carts. We are thrilled to welcome you to the neighborhood!

Home details and costs

MLS number
TB8549189
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Covenant Homes LLC
Floor plan
Hugg modified
Heated square feet
1,326 sq ft
Total under roof
1,326 sq ft
Stories
2 Story
Lot size
0.13 acres
Subdivision
Crystal Beach Rev
HOA fee
No HOA
Annual property tax
$3,613 (current assessment)
Days on market
26 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$5,485

$69,990 down (10%) on a $629,910 loan

Principal and interest
$3,981
Property tax (estimated)
$975
Homeowners insurance
$267
PMI (under 20% down)
$262

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $3,613 a year, while taxing this purchase price works out closer to $11,698. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 26 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $79,100 (10%)Strong signal

    Originally listed at $779,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 316 Indiana Avenue→

Other new construction homes in Crystal Beach

Listed by Future Home Realty Inc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 316 Indiana Avenue, Crystal Beach, FL 34681 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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