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Under ConstructionNew Construction

3305 Orchard LoopNew Construction Home in Bartow, FL

Bartow, FL 33830 · Polk County

$511,980

$135/sq ft

5 Beds5 Baths3,805 sq ft3-Car GarageBuilt 2026

Photos of 3305 Orchard Loop

3305 Orchard Loop, Bartow, photo 1 of 161 / 16

Who is building this home?

This home is listed as built by Meritage Homes, floor plan Zander. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Brand new, energy-efficient home available by Dec 2026! Enjoy relaxing on the Zander's covered lanai or hosting a game night in the upstairs game room. The primary suite boasts two walk-in closets and dual sinks. Use the downstairs flex space as a formal dining room or home office. The Grove at Stuart Crossing Signature Series offers single-family homes with open-concept floorplans in Bartow, FL. Convenient to several major highways, this community is ideal for those who commute to Lakeland, Tampa and Orlando. Residents will enjoy amazing amenities that include a resort-style pool, clubhouse, fitness center, pickleball courts, playground, dog park, and trails in a beautiful "old Florida" setting. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Home details and costs

MLS number
TB8546822
Property type
Single Family Residence
Build stage
Under Construction
Builder
Meritage Homes
Floor plan
Zander
Heated square feet
3,805 sq ft
Total under roof
4,692 sq ft
Stories
2 Story
Lot size
0.16 acres
Subdivision
The Grove at Stuart Crossing
HOA fee
$17/mo
Annual property tax
$1 (current assessment)
Days on market
14 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$4,081

$51,198 down (10%) on a $460,782 loan

Principal and interest
$2,912
Property tax (estimated)
$693
Homeowners insurance
$267
HOA
$17
PMI (under 20% down)
$192

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $1 a year, while taxing this purchase price works out closer to $8,316. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 14 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Spessard L. Holland Elementary
Middle
Bartow Middle
High
Bartow High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 3305 Orchard Loop→

Other new construction homes in Bartow

Listed by Meritage Homes of FL Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3305 Orchard Loop, Bartow, FL 33830 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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