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Pre-ConstructionNew Construction

2005 Beach Trail Unit BNew Construction Home in Indian Rocks Beach, FL

Indian Rocks Beach, FL 33785 · Pinellas County

$2,350,000

$873/sq ft

4 Beds5 Baths2,691 sq ft3-Car GarageBuilt 2027

Photos of 2005 Beach Trail Unit B

2005 Beach Trail Unit B, Indian Rocks Beach, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by Noah Thomas Builders. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Pre-Construction. To be built. Brought to you by Noah Thomas Builders - Best in Luxury Coastal. Welcome to your dream property on the Gulf Coast — a newly built luxury duplex just a short stroll from the pristine sands and turquoise waters of Indian Rocks Beach. Whether you’re looking for a high-performing investment, a vacation retreat, or multi-generational living, this rare opportunity checks every box. This FEMA-compliant duplex is engineered with the latest post-hurricane and flood-proof standards. This masterpiece sits just blocks from the sand and the Intracoastal Waterway. Side B of this duplex offers over 2,550 sq ft of light-filled living space, thoughtfully designed for modern beach life. With 4 spacious bedrooms and 4 spa-inspired bathrooms, there's room for family, guests, or short-term renters to relax in comfort and style. You will find a private elevator and 3 car stacked garage. You will find high ceilings, open-plan living, modern architectural angles, outdoor kitchen and relaxing soaking pool terrace, premium appliances and custom cabinetry, luxurious spa-style primary suite with oversized shower and ample closet space. From the fourth floor, sweeping views of the Intracoastal and the Gulf of America. FEMA-Compliant & Nightly Rental Zoned — With approved nightly rental zoning, this offers a revenue opportunity in a market where such modern coastal duplexes are rare. Lease for strong occupancy potential — this is a flexible asset with built-in capital resilience and demand. Why investors love it-exceptionally tough build with FEMA-grade flood & hurricane protection, high-margin nightly rental zoning in a sought-after coastal locale, elegant, low-maintenance design tailored for upscale vacationers. To be completed 2027.

Home details and costs

MLS number
TB8542607
Property type
1/2 Duplex
Build stage
Pre-Construction
Builder
Noah Thomas Builders
Heated square feet
2,691 sq ft
Total under roof
5,100 sq ft
Stories
3+ Story
Lot size
0.13 acres
Subdivision
Indian Beach Re-revised
HOA fee
$1/mo
Annual property tax
$22,089 (current assessment)
Days on market
41 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$17,967

$235,000 down (10%) on a $2,115,000 loan

Principal and interest
$13,368
Property tax (estimated)
$3,450
Homeowners insurance
$267
HOA
$1
PMI (under 20% down)
$881

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $22,089 a year, while taxing this purchase price works out closer to $41,400. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 41 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Pre-constructionContext

    Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Other new construction homes in Indian Rocks Beach

Listed by Shore Property Group. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2005 Beach Trail Unit B, Indian Rocks Beach, FL 33785 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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