303 Morningside DriveNew Construction Home in Palm Harbor, FL
Palm Harbor, FL 34683 · Pinellas County
$1,799,900
$802/sq ft
Photos of 303 Morningside Drive
1 / 9Who is building this home?
This home is listed as built by WinWay Homes, floor plan Athens. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Pre-Construction. To be built. Custom new construction by WinWay Homes on a cleared saltwater waterfront lot at 303 Morningside Dr in Palm Harbor’s Baywood Village. The Athens is an elevated 2,431-square-foot coastal home with 4 bedrooms, 3 full bathrooms, and a 2-car garage. The open layout is designed for everyday living and entertaining, with a stylish wet bar and a primary suite that includes space for a freestanding tub. This is an elevated residence — the right plan for a flood-zone canal lot — with living space lifted above the garage and strong curb appeal. The homesite is 68 ft x 100 ft (7,000 sq ft) with 68 feet of saltwater canal frontage, a canal view, and sailboat water with no fixed bridges to the Gulf. Open water on the Intracoastal is about 2,000 feet from the lot. The prior home has been demolished. An existing dock with boat lift is already in place, so you can use the water while the new home is built. This is a rare combination in north Pinellas: a build-ready waterfront lot, a usable dock and lift, and a new custom home by WinWay. About 2 miles to Innisbrook Golf Resort. Minutes to downtown Palm Harbor, Ozona, Tarpon Springs, Honeymoon Island, Caladesi Island, and the Pinellas Trail. Assigned schools include A-rated Sutherland Elementary, Tarpon Springs Middle, and Tarpon Springs High. Public water and sewer. Zoning R-3.
Home details and costs
- MLS number
- TB8542476
- Property type
- Single Family Residence
- Build stage
- Pre-Construction
- Builder
- WinWay Homes
- Floor plan
- Athens
- Heated square feet
- 2,243 sq ft
- Total under roof
- 5,130 sq ft
- Stories
- 2 Story
- Lot size
- 0.16 acres
- Subdivision
- Baywood Village
- HOA fee
- No HOA
- Annual property tax
- $9,383 (current assessment)
- Days on market
- 36 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$13,805
$179,990 down (10%) on a $1,619,910 loan
- Principal and interest
- $10,239
- Property tax (estimated)
- $2,625
- Homeowners insurance
- $267
- PMI (under 20% down)
- $675
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $9,383 a year, while taxing this purchase price works out closer to $31,498. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 36 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Pre-constructionContext
Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 303 Morningside Drive→Listed by Winway Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 303 Morningside Drive, Palm Harbor, FL 34683 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.