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Move-In ReadyNew Construction$74,999 price cut

3609 S Gardenia AvenueNew Construction Home in Tampa, FL

Tampa, FL 33629 · Hillsborough County

$2,625,000

$2,699,999

$509/sq ft

5 Beds5 Baths5,158 sq ft3-Car GarageBuilt 2026

Photos of 3609 S Gardenia Avenue

3609 S Gardenia Avenue, Tampa, photo 1 of 301 / 30

About this home

Set in the highly sought-after Belmar Shores neighborhood of South Tampa, this newly constructed luxury residence offers 5,158 square feet with 5 bedrooms and 4.5 bathrooms. Built with block-on-block construction on a 5-course stem wall and positioned approximately 11 feet above elevation, the home was designed with both longevity and peace of mind in mind, all within the coveted Plant High School district. From the moment you step inside, engineered hardwood flooring and flawless Level 5 drywall establish a clean aesthetic. Just off the foyer, a dedicated office and formal dining room offers a beautifully defined spaces for both work and entertaining. A mudroom with washer and dryer hookup provides convenient access to the split 3-car garage. At the heart of the home, the chef’s kitchen features premium Monogram appliances, abundant cabinetry, a hidden pantry, and a stylish dry bar. The open-concept layout flows effortlessly into the main living area, highlighted by a sleek electric fireplace and expansive hurricane-rated sliding doors that lead outdoors. Step into your private outdoor retreat featuring a covered lanai, full outdoor kitchen with wine cooler, and a stunning pool and spa designed for year-round Florida living. Hurricane-rated windows and sliders, dual HVAC systems, and a tankless hot water heater add efficiency, durability, and comfort. The first floor also offers a private guest bedroom with a full pool bathroom. Upstairs, a spacious media room, full laundry room, and generously sized bedrooms, including a Jack & Jill-style bath, provide ideal functionality. Custom closet build-outs are featured throughout the home. The primary wing serves as a true retreat, complete with expansive walk-in closets and a spa-inspired bath featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower with dual shower heads, a dedicated linen closet, and a private water closet. Located in the heart of South Tampa’s desirable Belmar Shores, just minutes from Downtown Tampa, International Plaza, and Tampa International Airport, this exceptional residence brings together luxury finishes, thoughtful construction, and an unbeatable South Tampa location.

Home details and costs

MLS number
TB8541821
Property type
Single Family Residence
Build stage
Move-In Ready
Heated square feet
5,158 sq ft
Total under roof
6,703 sq ft
Stories
2 Story
Lot size
0.20 acres
Subdivision
Bel Mar Shores Rev
HOA fee
No HOA
Annual property tax
$4,697 (current assessment)
Days on market
52 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$20,046

$262,500 down (10%) on a $2,362,500 loan

Principal and interest
$14,933
Property tax (estimated)
$3,863
Homeowners insurance
$267
PMI (under 20% down)
$984

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $4,697 a year, while taxing this purchase price works out closer to $46,350. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 52 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $74,999 (3%)Worth knowing

    Originally listed at $2,699,999. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Dale Mabry Elementary-HB
Middle
Coleman-HB
High
Plant-HB

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

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Other new construction homes in Tampa

Listed by Compass Florida Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3609 S Gardenia Avenue, Tampa, FL 33629 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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