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Under ConstructionNew Construction$200,000 price cut

751 40th Avenue NNew Construction Home in St Petersburg, FL

St Petersburg, FL 33703 · Pinellas County

$1,299,000

$1,499,000

$417/sq ft

4 Beds4 Baths3,118 sq ft2-Car GarageBuilt 2027

Photos of 751 40th Avenue N

751 40th Avenue N, St Petersburg, photo 1 of 171 / 17

Who is building this home?

This home is listed as built by MOBLEY HOMES CUSTOM, LLC, floor plan 751 40TH. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Brand-new custom build by Mobley Homes Custom [4 bed / 3.5 bath] built with the quality and finish level buyers expect from Mobley. Stucco exterior with contrasting trim and garage door, a statement front door color, and exterior sconce lighting — all set off by a brick paver driveway. Inside, wood flooring runs throughout (excluding wet areas), with 2-panel smooth doors and designer hardware. The kitchen is a showstopper: Shaker cabinetry paired with a rift-cut white oak island, quartz countertops and full-height backsplash, a farmhouse apron sink, and designer pendant lighting and faucet. Appliance package includes Sub-Zero refrigeration and Wolf range, plus a Cove dishwasher. The primary suite features a spa-style bath with a freestanding soaking tub, herringbone marble-look shower walls, honeycomb mosaic shower floor, quartz counters, and designer fixtures throughout. Secondary baths carry the same quality with quartz counters and designer tile patterns. Additional highlights include a well-appointed laundry room with GE steam washer/dryer on pedestals, a mudroom/valet area, and thoughtful trim details — including a paneled foyer accent wall — throughout. Look Book selections subject to change based on availability or builder's discretion.

Home details and costs

MLS number
TB8534403
Property type
Single Family Residence
Build stage
Under Construction
Builder
MOBLEY HOMES CUSTOM, LLC
Floor plan
751 40TH
Heated square feet
3,118 sq ft
Total under roof
3,818 sq ft
Stories
2 Story
Lot size
0.15 acres
Subdivision
Allendale Terrace
HOA fee
No HOA
Annual property tax
$8,228 (current assessment)
Days on market
64 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$10,017

$129,900 down (10%) on a $1,169,100 loan

Principal and interest
$7,390
Property tax (estimated)
$1,874
Homeowners insurance
$267
PMI (under 20% down)
$487

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $8,228 a year, while taxing this purchase price works out closer to $22,482. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 64 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $200,000 (13%)Strong signal

    Originally listed at $1,499,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Other new construction homes in St Petersburg

Listed by Smith & Associates Real Estate. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 751 40th Avenue N, St Petersburg, FL 33703 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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