126 Ricardo Way NENew Construction Home in St Petersburg, FL
St Petersburg, FL 33704 · Pinellas County
$2,295,000
$2,495,000
$596/sq ft
Photos of 126 Ricardo Way NE
1 / 30Who is building this home?
This home is listed as built by Credence Construction, LLC, floor plan Coastal Course Collection. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Major Price Improvement! Welcome to 126 Ricardo Way NE, a brand-new, move-in-ready luxury residence on the coveted Snell Isle in St. Petersburg. High and dry with no flood concerns, this exceptional new construction home delivers peace of mind along with refined design and superior craftsmanship. The “Coastal Course Collection” model is one of only two custom homes overlooking the picturesque fairways of the Vinoy Golf Club and is thoughtfully designed for those who desire the privacy of single-family living with the convenience of walking or biking to vibrant downtown St. Petersburg. Offering approximately 3,850 square feet of air-conditioned living space and over 5,300 square feet of total area, the open-concept floor plan includes four bedrooms, three-and-a-half baths, and a flexible first-floor bonus space with an en-suite bath, custom wet bar, and wine cellar—ideal for guests, a media room, or private office. The great room features a fireplace and flows seamlessly to a covered lanai with a fully equipped outdoor kitchen overlooking the pool, spa, tropical landscaping, and the 18th-hole fairway, creating effortless indoor-outdoor Florida living. Floor-to-ceiling accordion-style windows invite natural light and coastal breezes. The chef’s kitchen showcases a handcrafted custom backsplash, custom wood cabinetry, quartz countertops, high-end stainless-steel appliances, and an oversized island built for entertaining. Upstairs, the luxurious primary suite offers a fireplace, two walk-in closets, and custom glass doors opening to a private balcony with sweeping golf course views, complemented by a spa-inspired bath with a soaking tub, expansive walk-in shower, dual vanities, and designer finishes. A second-floor gathering space, two additional bedrooms, and a beautifully appointed Jack-and-Jill bath complete the upper level. Architectural highlights include soaring ceilings, hurricane-impact windows and doors, hand-scraped white oak hardwood flooring throughout, tray ceilings, custom railings, designer lighting, a gas tankless water heater, privacy walls, and a two-car garage, all designed for a sophisticated “lock-and-go” lifestyle. Also coming soon at 128 Ricardo Way NE is the “Mediterranean Course Collection” model, offering another exceptional new construction opportunity along the prestigious Vinoy Golf Course. Now offering a $35,000 Builder Incentive Credit! Buyer may use the incentive toward a rate buy-down, furniture/furnishings, or builder credit.
Home details and costs
- MLS number
- TB8528097
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Credence Construction, LLC
- Floor plan
- Coastal Course Collection
- Heated square feet
- 3,850 sq ft
- Total under roof
- 5,327 sq ft
- Stories
- 3+ Story
- Lot size
- 0.17 acres
- Subdivision
- Snell Isle Shores
- HOA fee
- No HOA
- Annual property tax
- $8,878 (current assessment)
- Days on market
- 67 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$17,550
$229,500 down (10%) on a $2,065,500 loan
- Principal and interest
- $13,055
- Property tax (estimated)
- $3,368
- Homeowners insurance
- $267
- PMI (under 20% down)
- $861
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $8,878 a year, while taxing this purchase price works out closer to $40,410. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 67 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $200,000 (8%)Strong signal
Originally listed at $2,495,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Re/max Action First of Florida. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 126 Ricardo Way NE, St Petersburg, FL 33704 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.