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Under ConstructionNew Construction$24,490 price cut

35600 Lowery TrailNew Construction Home in Zephyrhills, FL

Zephyrhills, FL 33541 · Pasco County

$510,000

$534,490

$185/sq ft

4 Beds3 Baths2,756 sq ft2-Car GarageBuilt 2026

Photos of 35600 Lowery Trail

35600 Lowery Trail, Zephyrhills, photo 1 of 161 / 16

Who is building this home?

This home is listed as built by D.R. Horton, floor plan Coral. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Builder is offering buyers up to $15,000 toward closing costs with preferred lender and title company. Nestled in Zephyrhills, Florida, Hammock at Two Rivers offers an elevated new home experience within the highly desirable Two Rivers master-planned community. This premier location provides the perfect balance of peaceful living and convenient access to the best of the Tampa Bay area, including Wesley Chapel, downtown Tampa, major employment centers, international airports, and premier shopping and dining destinations. Ideally located off State Road 56, between Morris Bridge Road and Highway 301, everything you need is just a short drive away. Hammock at Two Rivers offers residents access to The Landing, a private social club designed to bring community, wellness, and connection together. Inspired by Florida’s natural beauty, The Landing is planned as an extension of home, featuring gathering spaces, recreation areas, and amenities designed for relaxation, activity, and everyday enjoyment. upscale finishes.. Each home also includes Home Is Connected® Smart Home System, providing added convenience through integrated technology. Living in Hammock at Two Rivers places homeowners near popular destinations such as The Grove, KRATES, Tampa Premium Outlets, and Wiregrass Mall, along with family-friendly attractions like Main Event Entertainment Center, AdventHealth Center Ice, and the Wesley Chapel Sports Complex. Backed by America’s #1 Builder since 2002, Hammock at Two Rivers offers a distinctive blend of location, lifestyle, and long-term value. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

Home details and costs

MLS number
TB8521706
Property type
Single Family Residence
Build stage
Under Construction
Builder
D.R. Horton
Floor plan
Coral
Heated square feet
2,756 sq ft
Total under roof
3,316 sq ft
Stories
2 Story
Lot size
0.14 acres
Subdivision
Two Rivers
HOA fee
$90/mo
Days on market
107 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$4,139

$51,000 down (10%) on a $459,000 loan

Principal and interest
$2,901
Property tax (estimated)
$690
Homeowners insurance
$267
HOA
$90
PMI (under 20% down)
$191

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 107 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $24,490 (5%)Worth knowing

    Originally listed at $534,490. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 35600 Lowery Trail→

Other new construction homes in Zephyrhills

Listed by D R Horton Realty of Tampa Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 35600 Lowery Trail, Zephyrhills, FL 33541 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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