12680 N Central AvenueNew Construction Home in Tampa, FL
Tampa, FL 33612 · Hillsborough County
$464,900
$509,900
$305/sq ft
Photos of 12680 N Central Avenue
1 / 26About this home
"Seller very motived" Seller is offering **up to 3% toward the buyer’s closing costs or to buy down the interest rate**. Don’t miss this great opportunity! Convenience Not your typical Tampa Bay home — this is where location, convenience, and lifestyle come together. Welcome to this beautifully located 3-bedroom, 2-bathroom home with a 1-car garage, perfectly positioned in one of the most convenient areas of Tampa Bay. Whether you're a first-time homebuyer, growing family, or savvy investor, this property offers the ideal combination of comfort and accessibility. Imagine living just minutes from top-rated restaurants, major hospitals, auto dealerships, shopping destinations, and easy access to Tampa Bay’s main highways, making daily commutes and weekend plans effortless. Location matters — and this home places you right in the center of it all while still providing the comfort of a place to truly call home. Opportunities like this, in such a strategic location, do not come around often. Seller is offering **up to 3% toward the buyer’s closing costs or to buy down the interest rate**. Don’t miss this great opportunity! Convenience. Comfort. Connectivity. Welcome home.
Home details and costs
- MLS number
- TB8517479
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 1,522 sq ft
- Total under roof
- 1,934 sq ft
- Stories
- 1 Story
- Lot size
- 0.16 acres
- Subdivision
- North Tampa Heights
- HOA fee
- No HOA
- Annual property tax
- $1,342 (current assessment)
- Days on market
- 119 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,708
$46,490 down (10%) on a $418,410 loan
- Principal and interest
- $2,645
- Property tax (estimated)
- $622
- Homeowners insurance
- $267
- PMI (under 20% down)
- $174
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $1,342 a year, while taxing this purchase price works out closer to $7,468. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 119 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $45,000 (9%)Strong signal
Originally listed at $509,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Mahe Realty Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 12680 N Central Avenue, Tampa, FL 33612 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.