12533 Wharf TerraceNew Construction Home in Palmetto, FL
Palmetto, FL 34221 · Manatee County
$585,999
$599,999
$201/sq ft
Photos of 12533 Wharf Terrace
1 / 28Who is building this home?
This home is listed as built by Taylor Morrison, floor plan Stain Croix. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. What's Special: No Rear Neighbors | Larger Lot | Preserve View | Flex Room | Covered Patio. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Saint Croix at 12533 Wharf Terrace in Palms at Coasterra! This new home offers a spacious and thoughtfully designed layout where the gourmet kitchen with a center island and walk-in pantry opens to the dining area and great room, creating a bright, connected space for everyday living and entertaining. Pocket sliding glass doors extend the living area to the lanai. Privately situated, the primary suite features a walk-in closet and bath with dual sinks, soaking tub, and separate shower. Three secondary bedrooms each include a private bathroom. A flex room, drop zone, laundry room, and three-car garage add comfort, convenience, and versatility. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling pkg, 8' interior doors, crown molding, and pre-plumb for a laundry sink. Photos are for representative purposes only. MLS#TB8514432
Home details and costs
- MLS number
- TB8514432
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- Taylor Morrison
- Floor plan
- Stain Croix
- Heated square feet
- 2,921 sq ft
- Total under roof
- 2,921 sq ft
- Stories
- 1 Story
- Lot size
- 0.20 acres
- Subdivision
- Palms at Coasterra
- HOA fee
- $79.24/mo
- Days on market
- 59 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$4,703
$58,600 down (10%) on a $527,399 loan
- Principal and interest
- $3,334
- Property tax (estimated)
- $804
- Homeowners insurance
- $267
- HOA
- $79
- PMI (under 20% down)
- $220
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 59 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $14,000 (2%)Worth knowing
Originally listed at $599,999. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Buffalo Creek Middle
- High
- Palmetto High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 12533 Wharf Terrace→Other new construction homes in Palmetto
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Listed by Taylor Morrison Realty of FL. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 12533 Wharf Terrace, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.