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Move-In ReadyNew Construction$19,900 price cut

9590 W Tennessee LaneNew Construction Home in Crystal River, FL

Crystal River, FL 34428 · Citrus County

$230,000

$249,900

$213/sq ft

3 Beds2 Baths1,078 sq ft1-Car GarageBuilt 2026

Photos of 9590 W Tennessee Lane

9590 W Tennessee Lane, Crystal River, photo 1 of 301 / 30

About this home

Welcome to 9590 W Tennessee Ln, a beautifully updated 3-bedroom, 2-bathroom home offering 1,078 square feet of stylish living space on a spacious 0.22-acre lot. Nestled among the natural beauty that makes Crystal River so desirable, this property provides the perfect blend of modern comfort and peaceful surroundings. No HOA or CDD, bring all of your animals and toys! Step inside to discover premium upgrades throughout, including luxury vinyl plank flooring, stunning waterfall-edge stone countertops, stainless steel appliances, and contemporary fixtures that create a fresh, modern feel. The thoughtfully designed floor plan offers comfortable living spaces, while the indoor laundry room adds everyday convenience. Outside, you'll appreciate the generous lot size and serene setting, with abundant wildlife and natural beauty right outside your door. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this move-in-ready home delivers exceptional value in a desirable Crystal River location. Don't miss your chance to own this beautifully upgraded home surrounded by Florida's natural charm! Up to $1,000 lender credit with seller's preferred lender.

Home details and costs

MLS number
TB8514175
Property type
Single Family Residence
Build stage
Move-In Ready
Heated square feet
1,078 sq ft
Total under roof
1,385 sq ft
Stories
1 Story
Lot size
0.22 acres
Subdivision
Holiday Heights Unit 01
HOA fee
No HOA
Annual property tax
$252 (current assessment)
Days on market
144 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$1,931

$23,000 down (10%) on a $207,000 loan

Principal and interest
$1,308
Property tax (estimated)
$270
Homeowners insurance
$267
PMI (under 20% down)
$86

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $252 a year, while taxing this purchase price works out closer to $3,240. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 144 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $19,900 (8%)Strong signal

    Originally listed at $249,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

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Other new construction homes in Crystal River

Listed by Keller Williams Tampa Prop.. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 9590 W Tennessee Lane, Crystal River, FL 34428 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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