646 Pennywort StreetNew Construction Home in Lake Alfred, FL
Lake Alfred, FL 33850 · Polk County
$349,000
$382,140
$161/sq ft
Photos of 646 Pennywort Street
1 / 7Who is building this home?
This home is listed as built by Meritage Homes, floor plan Yellowstone. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. Brand new, energy-efficient home available by Jul 2026! First-floor primary suite ensures everyone has their own private space. Second floor offers a spacious loft that can be used to best fit your family's needs. Enjoy preparing meals with your family in the open kitchen with spacious work island. Now selling from the high $200s, Springs at Lake Alfred offers new single-family homes in Polk County. This community is conveniently located right off of I-4 and will feature an abundance of amenities including a pool and cabana, walking trails, a sports field, parks, and a tot lot. Right down the road, Downtown Auburndale features a beautiful city park, playground, and local eateries. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Home details and costs
- MLS number
- TB8505624
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- Meritage Homes
- Floor plan
- Yellowstone
- Heated square feet
- 2,168 sq ft
- Total under roof
- 2,568 sq ft
- Stories
- 2 Story
- Lot size
- 0.12 acres
- Subdivision
- Springs at Lake Alfred
- HOA fee
- $350/yr
- Annual property tax
- $1 (current assessment)
- Days on market
- 164 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,860
$34,900 down (10%) on a $314,100 loan
- Principal and interest
- $1,985
- Property tax (estimated)
- $449
- Homeowners insurance
- $267
- HOA
- $29
- PMI (under 20% down)
- $131
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $1 a year, while taxing this purchase price works out closer to $5,382. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 164 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $33,140 (9%)Strong signal
Originally listed at $382,140. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Lake Alfred Elem
- Middle
- Stambaugh Middle
- High
- Auburndale High School
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 646 Pennywort Street→Other new construction homes in Lake Alfred
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Listed by Meritage Homes of FL Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 646 Pennywort Street, Lake Alfred, FL 33850 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.