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Move-In ReadyNew Construction$45,000 price cut

1783 White Elephant LoopNew Construction Home in Winter Haven, FL

Winter Haven, FL 33884 · Polk County

$364,900

$409,900

$163/sq ft

5 Beds3 Baths2,244 sq ft2-Car GarageBuilt 2025

Photos of 1783 White Elephant Loop

1783 White Elephant Loop, Winter Haven, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by LGI Homes Florida – LLC, floor plan Spring. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Welcome to the Spring model in Peach Crossings, a spacious five-bedroom, three-bathroom, two-story home situated on a desirable corner lot with no rear neighbors, offering extra privacy and an open feel. As you step inside, a long and inviting foyer welcomes you into the home. The first floor boasts a bright and open family room, perfect for gathering, along with a modern kitchen featuring a large island, breakfast bar, and brand-new Whirlpool appliances. A guest bedroom and a full bathroom on the main level provide a comfortable space for visitors or a private home office. Upstairs, the master retreat offers plenty of space for a king-sized bed, a dresser, and even a cozy reading nook. The en-suite bathroom includes a dual sink vanity, a linen closet for added organization, and a spacious walk-in closet for all your storage needs. The four additional bedrooms are generously sized, allowing everyone their own private space. These rooms can also be used as a home office, playroom, or hobby room to suit your lifestyle. With three full bathrooms, mornings run smoothly without congestion. A large upstairs laundry room with ample storage and a dedicated closet adds to the home’s convenience. Step outside and enjoy the covered back patio and covered front porch, perfect for relaxing or entertaining outdoors. Located in the highly sought-after Peach Crossings community, this home offers easy access to top-rated Polk County schools, shopping, dining, and local attractions. With all upgrades included, this home is move-in ready! Enjoy exceptional value and lower monthly costs with NO CDD fees in this beautiful communitySchedule your private showing today!

Home details and costs

MLS number
TB8498625
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
LGI Homes Florida – LLC
Floor plan
Spring
Heated square feet
2,244 sq ft
Total under roof
2,823 sq ft
Stories
2 Story
Lot size
0.10 acres
Subdivision
Peach Crossings
HOA fee
$95/mo
Days on market
163 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,047

$36,490 down (10%) on a $328,410 loan

Principal and interest
$2,076
Property tax (estimated)
$472
Homeowners insurance
$267
HOA
$95
PMI (under 20% down)
$137

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 163 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $45,000 (11%)Strong signal

    Originally listed at $409,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

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Other new construction homes in Winter Haven

Listed by Lgi Realty- Florida, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1783 White Elephant Loop, Winter Haven, FL 33884 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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