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Under ConstructionNew Construction$25,000 price cut

4438 Southern Valley LoopNew Construction Home in Brooksville, FL

Brooksville, FL 34601 · Hernando County

$774,900

$799,900

$265/sq ft

4 Beds3 Baths2,929 sq ft3-Car GarageBuilt 2026

Photos of 4438 Southern Valley Loop

4438 Southern Valley Loop, Brooksville, photo 1 of 101 / 10

Who is building this home?

This home is listed as built by PERRY HOMES, floor plan 2929. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Step into a welcoming entry that has an elongated hallway that leads to the heart of the home. Two secondary bedrooms each featuring a walk-in closet and a Hollywood bathroom are off the main hallway. Adjacent is a secluded guest suite with full bathroom. The kitchen offers an island with built-in seating, a 5-burner gas cooktop along with a corner walk-in pantry. The corner dining area offers in ample light from the walls of windows and access to the backyard extended covered lanai. The family room boasts sliding glass doors. A bonus flex room with a wall of windows is off the family room. The primary suite has a stunning view of the backyard space. Double doors lead into the bathroom which boasts dual vanities, a freestanding tub, glass enclosed shower, and two walk-in closets. The laundry room and drop zone are just off the three-car garage.

Home details and costs

MLS number
TB8497946
Property type
Single Family Residence
Build stage
Under Construction
Builder
PERRY HOMES
Floor plan
2929
Heated square feet
2,929 sq ft
Total under roof
2,929 sq ft
Stories
1 Story
Lot size
0.36 acres
Subdivision
Southern Hills Plantation Ph2
HOA fee
No HOA
Annual property tax
$2,321 (current assessment)
Days on market
187 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$6,053

$77,490 down (10%) on a $697,410 loan

Principal and interest
$4,408
Property tax (estimated)
$1,087
Homeowners insurance
$267
PMI (under 20% down)
$291

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $2,321 a year, while taxing this purchase price works out closer to $13,048. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 187 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Reduced $25,000 (3%)Worth knowing

    Originally listed at $799,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Moton Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 4438 Southern Valley Loop→

Other new construction homes in Brooksville

Listed by Perry Homes. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4438 Southern Valley Loop, Brooksville, FL 34601 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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