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Under ConstructionNew Construction$175,900 price cut

485 11th Avenue NNew Construction Home in St Petersburg, FL

St Petersburg, FL 33701 · Pinellas County

$1,399,100

$1,575,000

$502/sq ft

3 Beds3 Baths2,789 sq ft2-Car GarageBuilt 2026

Photos of 485 11th Avenue N

485 11th Avenue N, St Petersburg, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by Mobley Homes Custom LLC, floor plan Craftsman. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Under Construction. Cabinets are in. Walk to Crescent Lake Park, explore the charm of Historic Old Northeast, and enjoy neighborhood shops and restaurants just a block from your door. This new residence by Mobley Homes Custom LLC puts the neighborhood—not just the home—at the center of everyday life. Morning walks around the lake, dinner close to home, and easy access to Downtown St. Petersburg and Central Avenue make this an ideal setting for enjoying everything the city has to offer. The thoughtfully designed layout features 3 bedrooms, 2.5 bathrooms, and a downstairs den that can be utilized as a bedroom when needed, offering flexibility for guests, a home office, or changing needs. An open living area, abundant natural light, and a kitchen with designer cabinetry, premium countertops, and a generous island create a welcoming place to gather before heading out—or settle in for the evening. Upstairs, the primary suite offers a spacious retreat, while two additional bedrooms share a full bathroom. Outside, a backyard with room for a pool gives you space to create your own outdoor escape, while rear alley access to the detached two-car garage keeps parking tucked behind the home. Located in a non-flood zone and featuring concrete block construction on the first floor, this home pairs the advantages of new construction with a neighborhood you can enjoy on foot. From time by the lake to an evening out nearby, the appeal extends well beyond your property line. With more than 30 years of homebuilding experience, Mobley Homes Custom LLC builds and owns every home without third-party investors, offering direct builder communication and in-house warranty support for added peace of mind.

Home details and costs

MLS number
TB8496850
Property type
Single Family Residence
Build stage
Under Construction
Builder
Mobley Homes Custom LLC
Floor plan
Craftsman
Heated square feet
2,789 sq ft
Total under roof
3,842 sq ft
Stories
2 Story
Lot size
0.15 acres
Subdivision
Harvey's Sub Lot 11
HOA fee
No HOA
Annual property tax
$8,652 (current assessment)
Days on market
191 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$10,774

$139,910 down (10%) on a $1,259,190 loan

Principal and interest
$7,959
Property tax (estimated)
$2,024
Homeowners insurance
$267
PMI (under 20% down)
$525

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $8,652 a year, while taxing this purchase price works out closer to $24,284. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 191 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Reduced $175,900 (11%)Strong signal

    Originally listed at $1,575,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Woodlawn Elementary-PN
Middle
John Hopkins Middle-PN
High
St. Petersburg High-PN

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

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Other new construction homes in St Petersburg

Listed by Compass Florida Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 485 11th Avenue N, St Petersburg, FL 33701 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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