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Move-In ReadyNew Construction$19,000 price cut

1798 White Elephant LoopNew Construction Home in Winter Haven, FL

Winter Haven, FL 33884 · Polk County

$279,900

$298,900

$183/sq ft

3 Beds2 Baths1,526 sq ft2-Car GarageBuilt 2025

Photos of 1798 White Elephant Loop

1798 White Elephant Loop, Winter Haven, photo 1 of 191 / 19

Who is building this home?

This home is listed as built by LGI Homes Florida – LLC, floor plan Eloise. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Welcome to Peach Crossings, a brand-new community in Winter Haven! This beautiful three-bedroom, two-bathroom home is designed with both comfort and style in mind. The kitchen is a true highlight, featuring expansive counter space, perfect for meal prep and entertaining. It comes fully equipped with Whirlpool appliances, including a refrigerator, stove, dishwasher, and microwave—all included at no extra cost! The combination of granite countertops and crisp white cabinetry creates a timeless and elegant look. This home also features high ceilings, enhancing the open and airy feel throughout the living spaces. Enjoy outdoor living on the covered patio, an ideal space for relaxing, dining, or enjoying the Florida weather. This home also comes with energy-efficient features, such as double-pane windows, a programmable thermostat, coach lighting, and a Wi-Fi-enabled garage door opener for modern convenience. A mudroom just off the garage provides a functional space to store shoes, bags, and coats, helping to keep the home organized. Conveniently located next to the laundry room, this area makes everyday tasks easier. Enjoy exceptional value and lower monthly costs with NO CDD fees in this beautiful community located in the heart of Polk County. Peach Crossings offers the perfect balance of peaceful lake living with easy access to shopping, dining, and local attractions. Families will appreciate the top-rated Polk County schools, and the community features a children’s playground and a picnic area for all to enjoy. Don’t miss this opportunity—schedule your showing today!

Home details and costs

MLS number
TB8476320
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
LGI Homes Florida – LLC
Floor plan
Eloise
Heated square feet
1,526 sq ft
Total under roof
2,122 sq ft
Stories
1 Story
Lot size
0.10 acres
Subdivision
Peach Crossings
HOA fee
$90/mo
Days on market
177 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,399

$27,990 down (10%) on a $251,910 loan

Principal and interest
$1,592
Property tax (estimated)
$345
Homeowners insurance
$267
HOA
$90
PMI (under 20% down)
$105

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 177 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $19,000 (6%)Worth knowing

    Originally listed at $298,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

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Other new construction homes in Winter Haven

Listed by Lgi Realty- Florida, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1798 White Elephant Loop, Winter Haven, FL 33884 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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