13432 Lake Gallagher DriveNew Construction Home in Dover, FL
Dover, FL 33527 · Hillsborough County
$638,900
$265/sq ft
Photos of 13432 Lake Gallagher Drive
1 / 12Who is building this home?
This home is listed as built by LGI Homes, floor plan Palm Beach. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Virtually Staged. The Palm Beach opens into a wide family room that flows straight into the kitchen and dining space, the kind of layout where nobody ends up stranded in another room while dinner comes together and the game is on. Quartz counters stretch far enough to spread an entire holiday meal across them. Stainless Whirlpool appliances, 42 inch wood cabinets topped with crown molding, Moen fixtures, and soft ENERGY STAR lighting all come included rather than upsold. Then there are the five bedrooms. Real ones, each with bright windows and its own closet. The owners suite tucks away at its own end with a soaking tub and separate walk in shower. The other four flex into whatever the buyer needs most: a home office, a studio, a gym, a guest room that stays ready year round. Out back, a covered patio and slow Florida mornings. Out front, a three car garage that finally fits the truck, the trailer, and every bike in the family. 2,409 square feet of brand new construction. Never lived in. Builder warranty. Programmable thermostat, double pane vinyl windows, and a WiFi enabled garage door opener already in place. Waterfront homesites available. Minutes from Brandon shopping and dining with a quick shot into Tampa.
Home details and costs
- MLS number
- TB8457894
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- LGI Homes
- Floor plan
- Palm Beach
- Heated square feet
- 2,409 sq ft
- Total under roof
- 3,472 sq ft
- Stories
- 1 Story
- Lot size
- 1.77 acres
- Subdivision
- Lake Gallagher Sub
- HOA fee
- $140/mo
- Annual property tax
- $8,244 (current assessment)
- Days on market
- 124 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$5,164
$63,890 down (10%) on a $575,010 loan
- Principal and interest
- $3,634
- Property tax (estimated)
- $883
- Homeowners insurance
- $267
- HOA
- $140
- PMI (under 20% down)
- $240
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 124 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Bailey Elementary-HB
- Middle
- Turkey Creek-HB
- High
- Strawberry Crest High School
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 13432 Lake Gallagher Drive→Other new construction homes in Dover
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Listed by Lgi Realty- Florida, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 13432 Lake Gallagher Drive, Dover, FL 33527 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.