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Move-In ReadyNew Construction$206,364 price cut

12630 Dockyard TrailNew Construction Home in Palmetto, FL

Palmetto, FL 34221 · Manatee County

$750,999

$957,363

$217/sq ft

5 Beds5 Baths3,461 sq ft3-Car GarageBuilt 2025Waterfront

Photos of 12630 Dockyard Trail

12630 Dockyard Trail, Palmetto, photo 1 of 241 / 24

Who is building this home?

This home is listed as built by Taylor Morrison, floor plan Tortola. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

What's Special: Model Leaseback | Pond View | Game Room. Model Home Leaseback - Available Now for Closing! This model home purchase includes our Model Leaseback Program. Model leaseback terms vary by model home. Please see a Community Sales Manager for additional details. Restrictions may apply. Welcome to the Tortola at 12630 Dockyard Trail in Palms at Coasterra! Step inside from the inviting front porch into a welcoming foyer with dramatic two-story ceilings. Just off the entry, a private secondary bedroom and full bathroom offer flexibility for guests. At the heart of the home, the open-concept great room flows into the kitchen featuring an oversized island and adjacent dining area. Enjoy outdoor living on the expansive lanai with an outdoor kitchen overlooking the backyard. The first-floor primary suite provides a relaxing retreat with a spa-inspired bathroom and walk-in closet. Upstairs, three secondary bedrooms and a spacious game room offer plenty of room to gather, relax, unwind, and create lasting memories. Experience resort-style living with lakeside pools, cabanas, fitness spaces, a dog park, scenic trails, and parks, all conveniently located near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling package, dry/wet bar in great room, gourmet kitchen, shower in bathroom 2, pocket sliding glass door in great room, 2-car courtyard garage, 8' interior doors, covered extended lanai, and outdoor kitchen with vented hood. MLS#TB8432345

Home details and costs

MLS number
TB8432345
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Taylor Morrison
Floor plan
Tortola
Heated square feet
3,461 sq ft
Total under roof
4,435 sq ft
Stories
2 Story
Lot size
0.21 acres
Subdivision
Palms at Coasterra
HOA fee
$79.24/mo
Days on market
372 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$5,951

$75,100 down (10%) on a $675,899 loan

Principal and interest
$4,272
Property tax (estimated)
$1,051
Homeowners insurance
$267
HOA
$79
PMI (under 20% down)
$282

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 372 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Reduced $206,364 (22%)Strong signal

    Originally listed at $957,363. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

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Other new construction homes in Palmetto

Listed by Taylor Morrison Realty of FL. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 12630 Dockyard Trail, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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