2945 Stewart Creek CircleNew Construction Home in Plant City, FL
Plant City, FL 33565 · Hillsborough County
$461,990
$567,685
$226/sq ft
Photos of 2945 Stewart Creek Circle
1 / 20Who is building this home?
This home is listed as built by Cardel Homes LLC, floor plan Belmar. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Welcome to this beautifully designed 4-bedroom, 3-bath with separate Den/Office offering 2,046 square feet of thoughtfullyplanned livingspace. Step inside to find an open and inviting floor plan that seamlessly blends comfort and functionality. The spacious great roomflowseffortlessly into the kitchen and dining areas, creating the perfect setting for everyday living and entertaining. The kitchen featuresmoderncabinetry, ample counter space, and a large island ideal for casual gatherings. The owner’s suite provides a private retreat with a well-appointedensuite bath, dual vanities, walk-in shower, and generous walk-in closet. Three additional bedrooms and two full baths provides plentyof spacefor family, guests, or a home office. Enjoy the convenience of a versatile layout, abundant natural light, and quality finishes throughout.Theoutdoor living space and backyard provide the perfect setting for relaxing evenings or weekend get-togethers. This home delivers both styleandpracticality in one of the area’s most desirable locations. Don’t miss your chance to make it yours!
Home details and costs
- MLS number
- TB8425573
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Cardel Homes LLC
- Floor plan
- Belmar
- Heated square feet
- 2,046 sq ft
- Total under roof
- 3,424 sq ft
- Stories
- 1 Story
- Lot size
- 0.13 acres
- Subdivision
- Fieldstone
- HOA fee
- $275/quarter
- Days on market
- 401 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,778
$46,199 down (10%) on a $415,791 loan
- Principal and interest
- $2,628
- Property tax (estimated)
- $618
- Homeowners insurance
- $267
- HOA
- $92
- PMI (under 20% down)
- $173
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 401 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $105,695 (19%)Strong signal
Originally listed at $567,685. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 2945 Stewart Creek Circle→Listed by Hartney Realty & Development. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2945 Stewart Creek Circle, Plant City, FL 33565 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.