111 4th Street SNew Construction Home in Bradenton Beach, FL
Bradenton Beach, FL 34217 · Manatee County
$3,550,000
$3,880,000
$2141/sq ft
Photos of 111 4th Street S
1 / 30Who is building this home?
This home is listed as built by Distinctive Design Homes LLC, floor plan Pearl 4 bed. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Coastal Bliss and Resilient Design: Your Anna Maria Island Oasis Awaits ANNA MARIA ISLAND, FL – Embrace the pinnacle of island living in this brand-new, masterfully constructed three-level coastal contemporary Pearl Home. (Please note: The photos featured in this listing are actual, current images of the home, showcasing interiors professionally curated by a highly renowned local island designer—they are not virtually staged.) Discover the perfect blend of luxury, sustainability, and peace of mind located just steps away from the crystal-clear waters of Bradenton Beach. This 4-bedroom, 3.5-bathroom sanctuary is built to handle Florida’s harshest storms while providing a comfortable, effortless coastal lifestyle. As a testament to its premier sustainable, hurricane-resilient architecture, this Pearl Home has successfully withstood four major hurricanes in the last two years with zero insurance claims or water intrusion. This is more than just a beautiful home; it's a fortress of modern innovation designed to meet LEED Zero net-zero standards. Fully self-sustaining, the property is powered by a robust solar panel system paired with a state-of-the-art sonnen battery energy storage system. This cutting-edge microgrid setup allows the home to operate entirely independently of the utility grid during hurricanes and extended outages, ensuring a reliable, uninterrupted power supply. Combined with an elevated three-story design that raises the property safely above the flood zone, this residence minimizes ongoing maintenance and utility costs for a virtually headache-free ownership experience. Step inside to an expansive open floor plan where coastal architectural elements and high-end finishes create an atmosphere of effortless sophistication. The main living area is perfect for entertaining, offering a seamless flow between the gourmet kitchen, dining, and living spaces, alongside an extended deck providing uninterrupted sunset views. Ascend to the upper level, where all four spacious bedrooms are thoughtfully placed for maximum privacy and flexibility. (Ask about our available furniture options). Beyond the walls of this exceptional property lies the vibrant paradise of Anna Maria Island. Homeowners enjoy exclusive access to world-renowned shores like Manatee Beach, Coquina Beach, Holmes Beach, and the secluded Bean Point. The emerald waters of the Gulf of America are your playground, perfect for boating, fishing charters, parasailing, and paddleboarding. Explore the island's natural beauty with a kayak trip through mangrove tunnels or a hike at the nearby 600-acre Robinson Preserve. For a unique shopping and dining experience, charming Pine Avenue and historic Bridge Street are easily accessible by a leisurely golf cart or bicycle ride. This home isn’t just built for now—it’s built for the future
Home details and costs
- MLS number
- TB8411675
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Distinctive Design Homes LLC
- Floor plan
- Pearl 4 bed
- Heated square feet
- 1,658 sq ft
- Total under roof
- 3,931 sq ft
- Stories
- 3+ Story
- Lot size
- 0.11 acres
- Subdivision
- Cortez Beach
- HOA fee
- No HOA
- Annual property tax
- $10,918 (current assessment)
- Days on market
- 425 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$27,042
$355,000 down (10%) on a $3,195,000 loan
- Principal and interest
- $20,195
- Property tax (estimated)
- $5,250
- Homeowners insurance
- $267
- PMI (under 20% down)
- $1,331
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $10,918 a year, while taxing this purchase price works out closer to $63,000. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 425 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $330,000 (9%)Strong signal
Originally listed at $3,880,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Synergy Group of Florida Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 111 4th Street S, Bradenton Beach, FL 34217 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.