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Under ConstructionNew Construction

3712 Bergamot StreetNew Construction Home in Lake Alfred, FL

Lake Alfred, FL 33850 · Polk County

$388,900

$215/sq ft

4 Beds3 Baths1,811 sq ft2-Car GarageBuilt 2026

Photos of 3712 Bergamot Street

3712 Bergamot Street, Lake Alfred, photo 1 of 201 / 20

Who is building this home?

This home is listed as built by LGI Homes Florida LLC, floor plan Mangrove. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. With four bedrooms, two-and-a-half bathrooms, and a flexible upstairs loft, the Mangrove offers plenty of room across two thoughtfully designed levels. The main floor centers around a spacious kitchen with an oversized island, breakfast bar, generous counter space, and four-shelf pantry. The kitchen opens into the dining and family areas, with sliding glass doors providing access to the covered lanai. Upstairs, the master suite includes a large walk-in closet, dual vanities, and a walk-in shower. A covered front porch and landscaped front yard complete the home. At Gum Lake Preserve, residents have access to a playground, fishing pier, gazebo, picnic area, walking trails, and public boat ramp, with I-4 nearby for easy travel toward Orlando or Tampa.

Home details and costs

MLS number
TB8403872
Property type
Single Family Residence
Build stage
Under Construction
Builder
LGI Homes Florida LLC
Floor plan
Mangrove
Heated square feet
1,811 sq ft
Total under roof
2,394 sq ft
Stories
2 Story
Lot size
0.11 acres
Subdivision
Gum Lake Preserve
HOA fee
$40/mo
Annual property tax
$999 (current assessment)
Days on market
435 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,173

$38,890 down (10%) on a $350,010 loan

Principal and interest
$2,212
Property tax (estimated)
$508
Homeowners insurance
$267
HOA
$40
PMI (under 20% down)
$146

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $999 a year, while taxing this purchase price works out closer to $6,100. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 435 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Lake Alfred Elem
Middle
Stambaugh Middle
High
Auburndale High School

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 3712 Bergamot Street→

Other new construction homes in Lake Alfred

Listed by Lgi Realty- Florida, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3712 Bergamot Street, Lake Alfred, FL 33850 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

Call Barrett