6410 Clover StreetNew Construction Home in Lake Hamilton, FL
Lake Hamilton, FL 33851 · Polk County
$439,999
$455,388
$145/sq ft
Photos of 6410 Clover Street
1 / 30Who is building this home?
This home is listed as built by RICHMOND AMERICAN HOMES, floor plan Ammolite. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. This charming 2-story, 5BR home with in-law suite is assured to to catch your eyeas you enter its 8' exterior entry way. Contemporary 7"x22" Wood-look Ceramic Tile design flooring graces the entry way, dining, kitchen, and great room. Deluxe kitchen, with ultra modern stainless steel GE appliances, White Quartz countertop, and white 42" cabinets, matte black hardware, all highlight the lavish extended kitchen chosen. Experience Florida living at its finest with a large covered patio. A large master bedroom with en suite bathroom boasts a tiled shower enclosure, and double vanity. Plus a huge walk-in closet. A must have list of modern upgrades your assured to fall in love. *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!
Home details and costs
- MLS number
- S5150997
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- RICHMOND AMERICAN HOMES
- Floor plan
- Ammolite
- Heated square feet
- 3,030 sq ft
- Total under roof
- 3,430 sq ft
- Stories
- 2 Story
- Lot size
- 0.16 acres
- Subdivision
- Seasons at Scenic Terrace
- HOA fee
- $148/quarter
- Days on market
- 144 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,569
$44,000 down (10%) on a $395,999 loan
- Principal and interest
- $2,503
- Property tax (estimated)
- $585
- Homeowners insurance
- $267
- HOA
- $49
- PMI (under 20% down)
- $165
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 144 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $15,389 (3%)Worth knowing
Originally listed at $455,388. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 6410 Clover Street→Other new construction homes in Lake Hamilton
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Listed by Axen Realty, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 6410 Clover Street, Lake Hamilton, FL 33851 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.