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Under ConstructionNew Construction

9023 Downwind PlaceNew Construction Home in Palmetto, FL

Palmetto, FL 34221 · Manatee County

$379,999

$180/sq ft

3 Beds2 Baths2,112 sq ft2-Car GarageBuilt 2026

Photos of 9023 Downwind Place

9023 Downwind Place, Palmetto, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by M/I HOMES, floor plan COCOA. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** The Cocoa is a thoughtfully crafted single-story home offering 3 bedrooms, 2 full baths, and a 2-car garage. The first floor centers around a spacious open-concept design that seamlessly connects the kitchen, dining area, and great room—perfect for everyday living and entertaining. The kitchen features ample counter space and a functional layout that flows naturally into the dining and living areas, making it the heart of the home. Just off the foyer, a den. The owner's suite on the main level offers a tranquil escape with a walk-in closet and private bath. Secondary bedrooms are thoughtfully placed to ensure privacy and comfort, with shared access to a full bath. With its versatile layout, modern features, and room to grow, the Cocoa is designed for those seeking comfort, flexibility, and timeless style.

Home details and costs

MLS number
R4912134
Property type
Single Family Residence
Build stage
Under Construction
Builder
M/I HOMES
Floor plan
COCOA
Heated square feet
2,112 sq ft
Total under roof
2,666 sq ft
Stories
1 Story
Lot size
0.14 acres
Subdivision
Southpointe
HOA fee
$691/quarter
Annual property tax
$500 (current assessment)
Days on market
1 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,296

$38,000 down (10%) on a $341,999 loan

Principal and interest
$2,162
Property tax (estimated)
$495
Homeowners insurance
$267
HOA
$230
PMI (under 20% down)
$142

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $500 a year, while taxing this purchase price works out closer to $5,940. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 1 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Palmetto

Listed by Floriwest Realty Group, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 9023 Downwind Place, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

Call Barrett