9010 Optimist WayNew Construction Home in Palmetto, FL
Palmetto, FL 34221 · Manatee County
$349,999
$359,999
$189/sq ft
Photos of 9010 Optimist Way
1 / 1Who is building this home?
This home is listed as built by M/I HOMES, floor plan INDEPENDENCE. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to the Independence at Southpointe! This beautifully designed home offers 1,848 square feet of living space, featuring 3 bedrooms, 2 bathrooms, a versatile flex room, and a two-car garage. Step inside through the side entry into a welcoming foyer, where the flex room awaits—perfect for a home office or cozy retreat. Continue into the heart of the home and discover a modern kitchen with a spacious island, seamlessly connected to the dining area and great room, creating an open layout ideal for entertaining. A sliding glass door leads to the lanai, offering a relaxing space to enjoy Florida’s sunshine. Off the foyer, you’ll find two bedrooms and a full bath, along with a convenient laundry room that provides direct access to the garage. The owner’s suite is generously sized, featuring a spa-like bathroom with a dual-sink vanity, walk-in closet, and a private water closet for ultimate comfort.
Home details and costs
- MLS number
- R4911858
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- M/I HOMES
- Floor plan
- INDEPENDENCE
- Heated square feet
- 1,848 sq ft
- Total under roof
- 2,348 sq ft
- Stories
- 1 Story
- Lot size
- 0.11 acres
- Subdivision
- Southpointe
- HOA fee
- $667/quarter
- Annual property tax
- $500 (current assessment)
- Days on market
- 55 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,061
$35,000 down (10%) on a $314,999 loan
- Principal and interest
- $1,991
- Property tax (estimated)
- $450
- Homeowners insurance
- $267
- HOA
- $222
- PMI (under 20% down)
- $131
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $500 a year, while taxing this purchase price works out closer to $5,400. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 55 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $10,000 (3%)Worth knowing
Originally listed at $359,999. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Buffalo Creek Middle
- High
- Palmetto High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Other new construction homes in Palmetto
Under Construction5% off35$396,999
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Under Construction6% off38$396,999
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Under Construction7% off19$405,999
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Palmetto, FL 34221 · Maple Ridge
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Listed by Floriwest Realty Group, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 9010 Optimist Way, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.