9014 Optimist WayNew Construction Home in Palmetto, FL
Palmetto, FL 34221 · Manatee County
$403,999
$409,999
$167/sq ft
Photos of 9014 Optimist Way
1 / 29Who is building this home?
This home is listed as built by M/I HOMES, floor plan CELEBRATION. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome home to the Celebration! The layout of this beautiful home includes 4 bedrooms, 2 full bathrooms, powder room, an additional flex area, and a 2-car garage. Enter into the grand foyer with stairs leading up one side of the wall and a powder room on the other. As you walk through the foyer and down the hall, meander past the laundry room and towards the flex room. Step into the kitchen, to admire the beautiful countertops and cabinets lining 2 full walls. The center island has a double basin sink and offers extra space for seating. A dining room rests in between the kitchen and great room, which is the perfect flow of living space for maximum entertaining. The owner's suite sits off to the side and opens to the patio for peaceful outdoor living. Walking into the owner's bath, you are met by dual vanities and a large walk-in closet. Heading upstairs, the hallway is open to below, creating high ceilings and offering a wonderful amount of light. 3 bedrooms reside upstairs with large closets of their own, and they share a bathroom with dual vanities and a tub. The Celebration is a flexible home for those wanting a modern and spacious design. Contact us to schedule your very own tour of this floorplan!
Home details and costs
- MLS number
- R4911692
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- M/I HOMES
- Floor plan
- CELEBRATION
- Heated square feet
- 2,424 sq ft
- Total under roof
- 3,060 sq ft
- Stories
- 2 Story
- Lot size
- 0.11 acres
- Subdivision
- Southpointe
- HOA fee
- $667/quarter
- Annual property tax
- $500 (current assessment)
- Days on market
- 92 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,469
$40,400 down (10%) on a $363,599 loan
- Principal and interest
- $2,298
- Property tax (estimated)
- $531
- Homeowners insurance
- $267
- HOA
- $222
- PMI (under 20% down)
- $151
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $500 a year, while taxing this purchase price works out closer to $6,372. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 92 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $6,000 (1%)Worth knowing
Originally listed at $409,999. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Buffalo Creek Middle
- High
- Palmetto High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 9014 Optimist Way→Other new construction homes in Palmetto
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Listed by Floriwest Realty Group, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 9014 Optimist Way, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.