13810 Bertrand AvenueNew Construction Home in Palmetto, FL
Palmetto, FL 34221 · Manatee County
$388,999
$454,399
$201/sq ft
Photos of 13810 Bertrand Avenue
1 / 30Who is building this home?
This home is listed as built by M/I HOMES, floor plan PANAMA. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
MODEL NOW OPEN!! Community Pool & Amenity Opening Soon! ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** The Cocoa is a thoughtfully crafted single-story home offering 4 bedrooms, 2 full baths, and a 2-car garage. The first floor centers around a spacious open-concept design that seamlessly connects the kitchen, dining area, and great room—perfect for everyday living and entertaining. The kitchen features ample counter space and a functional layout that flows naturally into the dining and living areas, making it the heart of the home. Just off the foyer sits the fourth bedroom, followed by two bedrooms and a full bath across the hall, thoughtfully placed to ensure privacy and comfort. The owner's suite on the main level offers a tranquil escape with a walk-in closet and private bath. With its versatile layout, modern features, and room to grow, the Cocoa is designed for those seeking comfort, flexibility, and timeless style.
Home details and costs
- MLS number
- R4910971
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- M/I HOMES
- Floor plan
- PANAMA
- Heated square feet
- 1,933 sq ft
- Total under roof
- 2,480 sq ft
- Stories
- 1 Story
- Lot size
- 0.19 acres
- Subdivision
- Coasterra
- HOA fee
- $308/quarter
- Annual property tax
- $500 (current assessment)
- Days on market
- 191 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,237
$38,900 down (10%) on a $350,099 loan
- Principal and interest
- $2,213
- Property tax (estimated)
- $508
- Homeowners insurance
- $267
- HOA
- $103
- PMI (under 20% down)
- $146
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $500 a year, while taxing this purchase price works out closer to $6,102. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 191 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $65,400 (14%)Strong signal
Originally listed at $454,399. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Buffalo Creek Middle
- High
- Palmetto High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 13810 Bertrand Avenue→Other new construction homes in Palmetto
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Listed by Floriwest Realty Group, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 13810 Bertrand Avenue, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.