2826 38th Avenue NNew Construction Home in St Petersburg, FL
St Petersburg, FL 33713 · Pinellas County
$1,250,000
$1,300,000
$348/sq ft
Photos of 2826 38th Avenue N
1 / 12Who is building this home?
This home is listed as built by Northern Trust Builders LLC, floor plan Duplex. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Virtually Staged. Under Construction. New Construction Quadplex in the Heart of St. Pete! Discover a rare opportunity to own a brand-new luxury quadplex in vibrant St. Petersburg, Florida. Currently under construction, this property features two sleek modern duplex buildings offering a total of four 2-bedroom, 2-bath units — ideal for both investors and owner-occupants looking to live in one unit while generating premium rental income from the other three. This is an ideal rental investment or long term house hack. Estimated completion date Q4 2026. Each thoughtfully designed residence showcases a two-story layout with: A bright and open main floor featuring a modern kitchen, spacious living area, and a full bathroom. An upper level with two well-appointed bedrooms, a second full bath, and walk-in closets in both bedrooms Contemporary luxury finishes throughout for a clean, elevated living experience in order to obtain top of market Class A rents. The property includes a 3-car garage and 3 additional off-street parking spaces, ensuring both privacy and convenience. The two-building layout provides natural separation between units, with a shared green space in the center and a rear balcony on the back-facing building. Note: rear units have a more compact living areas to accommodate the garage footprint. Floor plans are shown in photos. Perfectly located just minutes from downtown St. Pete, the Gulf beaches, and an array of restaurants, parks, and shops, this unique offering blends long-term investment value with modern coastal lifestyle appeal.
Home details and costs
- MLS number
- R4909689
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- Northern Trust Builders LLC
- Floor plan
- Duplex
- Heated square feet
- 3,592 sq ft
- Total under roof
- 4,444 sq ft
- Stories
- 2 Story
- Lot size
- 0.12 acres
- Subdivision
- Ponce De Leon Park
- HOA fee
- No HOA
- Annual property tax
- $1,914 (current assessment)
- Days on market
- 431 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$9,646
$125,000 down (10%) on a $1,125,000 loan
- Principal and interest
- $7,111
- Property tax (estimated)
- $1,800
- Homeowners insurance
- $267
- PMI (under 20% down)
- $469
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $1,914 a year, while taxing this purchase price works out closer to $21,600. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 431 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $50,000 (4%)Worth knowing
Originally listed at $1,300,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
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Listed by Seacrest Advisors Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2826 38th Avenue N, St Petersburg, FL 33713 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.