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Move-In ReadyNew Construction$5,000 price cut

745 N 3rd StNew Construction Home in Eagle Lake, FL

Eagle Lake, FL 33839 · Polk County

$260,000

$265,000

$222/sq ft

3 Beds2 Baths1,173 sq ft1-Car GarageBuilt 2026

Photos of 745 N 3rd St

745 N 3rd St, Eagle Lake, photo 1 of 151 / 15

About this home

Your dream home awaits in this beautifully crafted, brand-new 3-bedroom, 2-bathroom home with a 1-car garage. Spanning a little over 1,100 square feet, this home offers a spacious living room that opens to the dining room and a slightly tucked-away galley-style kitchen. Elegant Luxury Vinyl flooring flows throughout the home! The kitchen boasts gorgeous countertops, a closet pantry, and stainless steel appliances. For added convenience, a tucked-away laundry closet sits quietly at the back of the home. The primary bedroom includes a walk-in closet and an ensuite bathroom featuring a tub/shower combo. Step outside to enjoy your morning coffee on the welcoming front porch. USDA location! Don't miss your chance to be the first owner of this beautiful home. Call us today.

Home details and costs

MLS number
P4940006
Property type
Single Family Residence
Build stage
Move-In Ready
Heated square feet
1,173 sq ft
Total under roof
147 sq ft
Stories
1 Story
Lot size
0.12 acres
Subdivision
Acreage & Unrec
HOA fee
No HOA
Annual property tax
$193 (current assessment)
Days on market
26 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,158

$26,000 down (10%) on a $234,000 loan

Principal and interest
$1,479
Property tax (estimated)
$315
Homeowners insurance
$267
PMI (under 20% down)
$98

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $193 a year, while taxing this purchase price works out closer to $3,780. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 26 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $5,000 (2%)Worth knowing

    Originally listed at $265,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Eagle Lake Elem
Middle
Westwood Middle
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

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Other new construction homes in Eagle Lake

Listed by Associate Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 745 N 3rd St, Eagle Lake, FL 33839 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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