13 Cactus StreetNew Construction Home in Homosassa, FL
Homosassa, FL 34446 · Citrus County
$449,900
$179/sq ft
Photos of 13 Cactus Street
1 / 22Who is building this home?
This home is listed as built by Summit Homes Florida, floor plan Latania A. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Pre-Construction. To be built. Stunning Home Loaded with Upgrades! This beautifully crafted 4-bedroom, 3-bath home with a spacious 3-car garage is a showcase of exceptional design and luxurious features. Soaring high-volume ceilings and thoughtfully selected finishes create a bright, open, and elegant living space. The gourmet kitchen comes fully equipped with all appliances and is perfect for entertaining. Enjoy a peaceful neighborhood in a highly desirable community in Sugarmill Woods Community. This is a rare opportunity to find and to become a homeowner finally!
Home details and costs
- MLS number
- P4939494
- Property type
- Single Family Residence
- Build stage
- Pre-Construction
- Builder
- Summit Homes Florida
- Floor plan
- Latania A
- Heated square feet
- 2,511 sq ft
- Total under roof
- 3,549 sq ft
- Stories
- 1 Story
- Lot size
- 0.25 acres
- Subdivision
- Sugarmill Woods (oak Village North)
- HOA fee
- $155/yr
- Annual property tax
- $342 (current assessment)
- Days on market
- 73 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,608
$44,990 down (10%) on a $404,910 loan
- Principal and interest
- $2,559
- Property tax (estimated)
- $600
- Homeowners insurance
- $267
- HOA
- $13
- PMI (under 20% down)
- $169
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $342 a year, while taxing this purchase price works out closer to $7,198. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 73 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Pre-constructionContext
Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
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Listed by New Build Services. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 13 Cactus Street, Homosassa, FL 34446 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.