4315 Elwood RoadNew Construction Home in Spring Hill, FL
Spring Hill, FL 34609 · Hernando County
$374,150
$394,150
$172/sq ft
Photos of 4315 Elwood Road
1 / 15Who is building this home?
This home is listed as built by Adams Homes, floor plan 2169 CR. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
READY NOW!! 4/2/2 2169 sqft Features include: Elevation premium, Tray ceiling w/crown in master bedroom, Tile shower w/light ILO tub/shower unit in master bath, Wood look tile all areas except bedrooms, Beveled edge on HD counter tops, Stainless steel upgrade (microwave, stove, dishwasher), Rear door mini blinds x3, Pre plumb for utility sink. Matte Black Finishes THIS HOME QUALIFIES FOR A LOW-INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 10/24/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 10/24/2026. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices /Promotions are subject to change without notice
Home details and costs
- MLS number
- OM721879
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Adams Homes
- Floor plan
- 2169 CR
- Heated square feet
- 2,169 sq ft
- Total under roof
- 2,650 sq ft
- Stories
- 1 Story
- Lot size
- 0.23 acres
- Subdivision
- Spring Hill
- HOA fee
- No HOA
- Annual property tax
- $675 (current assessment)
- Days on market
- 189 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,022
$37,415 down (10%) on a $336,735 loan
- Principal and interest
- $2,128
- Property tax (estimated)
- $486
- Homeowners insurance
- $267
- PMI (under 20% down)
- $140
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $675 a year, while taxing this purchase price works out closer to $5,835. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 189 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $20,000 (5%)Worth knowing
Originally listed at $394,150. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 4315 Elwood Road→Other new construction homes in Spring Hill
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Listed by Adams Homes Realty Inc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4315 Elwood Road, Spring Hill, FL 34609 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.