11430 N Cynthia TerraceNew Construction Home in Dunnellon, FL
Dunnellon, FL 34434 · Citrus County
$280,000
$172/sq ft
Photos of 11430 N Cynthia Terrace
1 / 30About this home
Experience the best of Florida’s Nature Coast in this beautifully built new construction home, situated on a spacious 0.34-acre lot in Citrus Springs. Combining modern design, quality craftsmanship, and generous outdoor space, this home offers comfort and style—inside and out. The expansive backyard is a standout feature, providing plenty of room for outdoor entertaining, gardening, recreation, or creating your own outdoor retreat. Step inside to an inviting open-concept floor plan featuring luxury vinyl plank flooring throughout, elegant quartz countertops, shaker-style cabinetry, and sleek hardware and fixtures. At the heart of the home, the thoughtfully designed kitchen features stainless steel appliances, ample cabinet storage, and a large island overlooking the living and dining areas—making everyday living and entertaining feel effortless. The private primary suite offers a relaxing escape with dual vanities, a beautifully tiled walk-in shower, and stylish finishes. Additional bedrooms provide versatile space for guests, a home office, or your everyday needs. A dedicated laundry room and oversized two-car garage add convenience and functionality. Step out onto the covered lanai and enjoy the possibilities of your spacious backyard. Whether you envision weekend barbecues, a garden, outdoor games, or a comfortable seating area to unwind at the end of the day, this generous lot gives you room to bring your ideas to life. Enjoy access to some of the region’s most beloved outdoor destinations, including Rainbow Springs State Park, the Rainbow River, Three Sisters Springs, and the scenic Withlacoochee State Trail. From kayaking and paddleboarding to biking, fishing, boating, and golf, the surrounding area offers abundant ways to enjoy Florida’s natural beauty. Shopping, dining, medical facilities, and everyday essentials are also conveniently accessible, bringing together a relaxed residential setting and the conveniences of daily life. Whether you’re searching for a full-time residence, a seasonal getaway, or an investment property, this home combines stylish new construction with a standout feature: a generous 0.34-acre lot with an exceptional backyard to make your own. Some interior photos have been virtually staged to illustrate potential furniture placement and room functionality.
Home details and costs
- MLS number
- O6447654
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 1,627 sq ft
- Total under roof
- 2,460 sq ft
- Stories
- 1 Story
- Lot size
- 0.34 acres
- Subdivision
- Citrus Springs Unit 27
- HOA fee
- No HOA
- Annual property tax
- $218 (current assessment)
- Days on market
- 1 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,309
$28,000 down (10%) on a $252,000 loan
- Principal and interest
- $1,593
- Property tax (estimated)
- $345
- Homeowners insurance
- $267
- PMI (under 20% down)
- $105
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $218 a year, while taxing this purchase price works out closer to $4,140. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 1 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 11430 N Cynthia Terrace→Other new construction homes in Dunnellon
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Listed by Wra Business & Real Estate. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 11430 N Cynthia Terrace, Dunnellon, FL 34434 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.