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Under ConstructionNew Construction$9,400 price cut

3059 Captain Jax WayNew Construction Home in Winter Haven, FL

Winter Haven, FL 33884 · Polk County

$227,590

$236,990

$160/sq ft

3 Beds3 Baths1,423 sq ft1-Car GarageBuilt 2026

Photos of 3059 Captain Jax Way

3059 Captain Jax Way, Winter Haven, photo 1 of 271 / 27

Who is building this home?

This home is listed as built by Lennar Homes, floor plan SUMMIT. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. This upscale new Summit two-story townhome provides ample space to live and grow with a total of three bedrooms. The first level features a spacious and flexible open-concept layout shared between the kitchen and family room, maximizing the interior living space. Two secondary bedrooms and a lavish owner’s suite featuring a full bathroom comprise the second floor. Serenity at Peace Creek Reserve is a masterplan community of new townhomes with a beautiful natural creek. Winter Haven is the chain of lakes city, with over 26 linked together by a canal. There are lots of shops, restaurants, and bike paths. Peace Creek Reserve is what you have been looking for. A safe small town feel with convenience, the perfect place to raise a family.

Home details and costs

MLS number
O6446239
Property type
Townhouse
Build stage
Under Construction
Builder
Lennar Homes
Floor plan
SUMMIT
Heated square feet
1,423 sq ft
Total under roof
1,623 sq ft
Stories
2 Story
Lot size
0.08 acres
Subdivision
Serenity at Peace Creek Th
HOA fee
$193/mo
Annual property tax
$32 (current assessment)
Days on market
19 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,106

$22,759 down (10%) on a $204,831 loan

Principal and interest
$1,295
Property tax (estimated)
$266
Homeowners insurance
$267
HOA
$193
PMI (under 20% down)
$85

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $32 a year, while taxing this purchase price works out closer to $3,197. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 19 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $9,400 (4%)Worth knowing

    Originally listed at $236,990. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Middle
Bartow Middle
High
Bartow High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 3059 Captain Jax Way→

Other new construction homes in Winter Haven

Listed by Lennar Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3059 Captain Jax Way, Winter Haven, FL 33884 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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