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Under ConstructionNew Construction$34,000 price cut

4096 Eastminster RoadNew Construction Home in Davenport, FL

Davenport, FL 33837 · Polk County

$433,590

$467,590

$183/sq ft

4 Beds3 Baths2,366 sq ft2-Car GarageBuilt 2026

Photos of 4096 Eastminster Road

4096 Eastminster Road, Davenport, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by Lennar Homes, floor plan McCartney. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Virtually Staged. Under Construction. Beautiful Corner Lot! This new single-story McCartney Next Gen® home features a private suite with its own entrance, living area, kitchenette, bedroom, bathroom and laundry, perfect for multigenerational households. The main home is host to an inviting open-concept layout with easy access to a covered patio for seamless indoor-outdoor living. Two secondary bedrooms are located off the foyer, and a lavish owner’s suite is tucked into a private rear corner, complete with a full bathroom and walk-in closet. Each home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, blinds, and more in the price of your home. R19 insulation is used to provide a quiet, comfortable and highly energy efficient home. LP Siding provides durability and impact resistance for your beautiful Florida home. This brand-new home is in the beautiful 24hr manned gated golf club community of Providence provides their residents with luxury resort-like amenities. Providence is the Hidden Jewel of Davenport with elegance at every turn. The community was designed with active families in mind. Amenities include a fully equipped fitness center, tennis courts, a resort-style swimming pool, lap pool, walking trails, tot lot, dog park, restaurant, Pro Shop and much more! The Michael Dasher designed, 18-hole course covers 7,046 yards and features championship tees and immaculately maintained greens. Providence has been voted the #1 Grand Award Community of the Year.

Home details and costs

MLS number
O6444748
Property type
Single Family Residence
Build stage
Under Construction
Builder
Lennar Homes
Floor plan
McCartney
Heated square feet
2,366 sq ft
Total under roof
2,766 sq ft
Stories
1 Story
Lot size
0.14 acres
Subdivision
Providence Garden Hills 50s Gc
HOA fee
$440/quarter
Annual property tax
$797 (current assessment)
Days on market
6 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,618

$43,359 down (10%) on a $390,231 loan

Principal and interest
$2,467
Property tax (estimated)
$575
Homeowners insurance
$267
HOA
$147
PMI (under 20% down)
$163

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $797 a year, while taxing this purchase price works out closer to $6,905. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 6 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $34,000 (7%)Worth knowing

    Originally listed at $467,590. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Loughman Oaks Elem
Middle
Boone Middle
High
Ridge Community Senior High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 4096 Eastminster Road→

Listed by Lennar Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4096 Eastminster Road, Davenport, FL 33837 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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