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Under ConstructionNew Construction$25,700 price cut

815 Andrew StreetNew Construction Home in Winter Haven, FL

Winter Haven, FL 33881 · Polk County

$319,990

$345,690

$176/sq ft

4 Beds2 Baths1,814 sq ft2-Car GarageBuilt 2026

Photos of 815 Andrew Street

815 Andrew Street, Winter Haven, photo 1 of 271 / 27

Who is building this home?

This home is listed as built by DRB Homes, floor plan Baker. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Ready in November, 2026. Beautiful Single Level, 2 Car Garage Home with Open Concept Living and 4 Bedrooms! The Baker plan is in Farmhouse exterior design. Adjacent the foyer you'll find 3 secondary bedrooms and a full bathroom. The well-appointed island kitchen overlooks the spacious family room and adjoining cafe with access to the covered lanai. The primary suite boasts an ensuite bathroom with dual sink vanity, shower, private water closet, and large walk-in closet. Photos are representative only and not of the actual home. Selections, features, and finishes may vary.

Home details and costs

MLS number
O6438380
Property type
Single Family Residence
Build stage
Under Construction
Builder
DRB Homes
Floor plan
Baker
Heated square feet
1,814 sq ft
Total under roof
2,214 sq ft
Stories
1 Story
Lot size
0.13 acres
Subdivision
Willowbrook North
HOA fee
$6.25/mo
Annual property tax
$892 (current assessment)
Days on market
40 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,618

$31,999 down (10%) on a $287,991 loan

Principal and interest
$1,820
Property tax (estimated)
$405
Homeowners insurance
$267
HOA
$6
PMI (under 20% down)
$120

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $892 a year, while taxing this purchase price works out closer to $4,860. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 40 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $25,700 (7%)Worth knowing

    Originally listed at $345,690. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Fred G. Garnier Elem
Middle
Denison Middle
High
Winter Haven Senior

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 815 Andrew Street→

Other new construction homes in Winter Haven

Listed by Drb Group Realty, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 815 Andrew Street, Winter Haven, FL 33881 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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