144 W Ruska PlaceNew Construction Home in Citrus Springs, FL
Citrus Springs, FL 34434 · Citrus County
$277,900
$289,000
$157/sq ft
Photos of 144 W Ruska Place
1 / 7About this home
Welcome to this beautifully built new construction home located in the growing community of Citrus Springs. This thoughtfully designed residence offers 1,774 square feet of heated living space and 2,213 total square feet, featuring 4 spacious bedrooms, 2 full bathrooms, and a 2 car garage. The open concept floor plan showcases wood look tile throughout the main living areas, a modern kitchen with sleek cabinetry, stainless steel appliances, and a large center island perfect for entertaining. The primary suite offers generous space, dual sinks, and a walk in shower. Enjoy comfortable carpet in the bedrooms, stylish finishes throughout, and a covered lanai ideal for relaxing outdoors. Situated on a 0.23 acre lot with no HOA, this home combines modern style with everyday functionality.
Home details and costs
- MLS number
- O6385068
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 1,774 sq ft
- Total under roof
- 2,213 sq ft
- Stories
- 1 Story
- Lot size
- 0.23 acres
- Subdivision
- Citrus Spgs Unit 05
- HOA fee
- No HOA
- Annual property tax
- $193 (current assessment)
- Days on market
- 217 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,294
$27,790 down (10%) on a $250,110 loan
- Principal and interest
- $1,581
- Property tax (estimated)
- $342
- Homeowners insurance
- $267
- PMI (under 20% down)
- $104
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $193 a year, while taxing this purchase price works out closer to $4,102. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 217 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $11,100 (4%)Worth knowing
Originally listed at $289,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 144 W Ruska Place→Other new construction homes in Citrus Springs
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Listed by Kardosh Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 144 W Ruska Place, Citrus Springs, FL 34434 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.