3548 Valley TrailNew Construction Home in Lakeland, FL
Lakeland, FL 33810 · Polk County
$189,000
$202/sq ft
Photos of 3548 Valley Trail
1 / 4Who is building this home?
This home is listed as built by live oak, floor plan flash. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. Brand new construction. Owner motivated.
Home details and costs
- MLS number
- O6379178
- Property type
- Manufactured Home
- Build stage
- Under Construction
- Builder
- live oak
- Floor plan
- flash
- Heated square feet
- 936 sq ft
- Total under roof
- 936 sq ft
- Stories
- 1 Story
- Lot size
- 0.26 acres
- Subdivision
- Valley Farm
- HOA fee
- No HOA
- Annual property tax
- $374 (current assessment)
- Days on market
- 198 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$1,621
$18,900 down (10%) on a $170,100 loan
- Principal and interest
- $1,075
- Property tax (estimated)
- $209
- Homeowners insurance
- $267
- PMI (under 20% down)
- $71
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $374 a year, while taxing this purchase price works out closer to $2,502. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 198 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Listed by Banersy Real Estate, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3548 Valley Trail, Lakeland, FL 33810 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.