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Move-In ReadyNew Construction$131,550 price cut

2302 Lone Tree BendNew Construction Home in Zephyrhills, FL

Zephyrhills, FL 33541 · Pasco County

$560,790

$692,340

$227/sq ft

4 Beds3 Baths2,468 sq ft2-Car GarageBuilt 2025

Photos of 2302 Lone Tree Bend

2302 Lone Tree Bend, Zephyrhills, photo 1 of 241 / 24

Who is building this home?

This home is listed as built by Park Square Homes, floor plan Catalina (Elevation A). Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

The Catalina optimizes space and comfort with a drop zone, laundry room, and linen closet all conveniently placed next to the 2-car garage entrance. The front of the home embraces 3 full bedrooms and 2 shared baths, and leads to an open gathering room, kitchen, dining area. The large gathering area overlooks a covered lanai that sits adjacent to the master bedroom, which includes an ensuite bath and oversized walk-in closet.

Home details and costs

MLS number
O6338794
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Park Square Homes
Floor plan
Catalina (Elevation A)
Heated square feet
2,468 sq ft
Total under roof
2,468 sq ft
Stories
1 Story
Lot size
0.15 acres
Subdivision
Two Rivers
HOA fee
$63/mo
Annual property tax
$7,307 (current assessment)
Days on market
424 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$4,496

$56,079 down (10%) on a $504,711 loan

Principal and interest
$3,190
Property tax (estimated)
$766
Homeowners insurance
$267
HOA
$63
PMI (under 20% down)
$210

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 424 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Reduced $131,550 (19%)Strong signal

    Originally listed at $692,340. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Virtual tour

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Other new construction homes in Zephyrhills

Listed by Park Square Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2302 Lone Tree Bend, Zephyrhills, FL 33541 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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