3268 W Montgomery LaneNew Construction Home in Citrus Springs, FL
Citrus Springs, FL 34433 · Citrus County
$259,500
$269,900
$164/sq ft
Photos of 3268 W Montgomery Lane
1 / 23About this home
NO CDD!!! NO HOA!!! NO FLOOD ZONE!!! Welcome to your dream home in the heart of Citrus Springs! This brand-new 4-bedroom, 2-bathroom home offers modern design, quality craftsmanship, and a spacious open floor plan perfect for comfortable living. The gourmet kitchen is equipped with stainless steel appliances, sleek cabinetry, and stunning countertops, making it the perfect space for cooking and entertaining. The master suite features a walk-in closet and a luxurious en-suite bathroom for added privacy. Enjoy the benefits of no HOA, no CDD, and no flood zone, giving you peace of mind and freedom from extra fees. Located in a desirable, growing community with easy access to shopping, dining, schools, and outdoor recreation. Don’t miss this opportunity to own a beautiful, move-in-ready home in Citrus Springs! Schedule your showing today.
Home details and costs
- MLS number
- O6278726
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 1,580 sq ft
- Total under roof
- 2,017 sq ft
- Stories
- 1 Story
- Lot size
- 0.24 acres
- Subdivision
- Citrus Spgs Unit 03
- HOA fee
- No HOA
- Annual property tax
- $139 (current assessment)
- Days on market
- 495 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,154
$25,950 down (10%) on a $233,550 loan
- Principal and interest
- $1,476
- Property tax (estimated)
- $314
- Homeowners insurance
- $267
- PMI (under 20% down)
- $97
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $139 a year, while taxing this purchase price works out closer to $3,771. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 495 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $10,400 (4%)Worth knowing
Originally listed at $269,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Wra Business & Real Estate. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3268 W Montgomery Lane, Citrus Springs, FL 34433 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.