540 Ituna CircleNew Construction Home in Winter Haven, FL
Winter Haven, FL 33881 · Polk County
$339,900
$353,290
$168/sq ft
Photos of 540 Ituna Circle
1 / 4Who is building this home?
This home is listed as built by Highland Homes, floor plan Shelby II. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with, Quartz countertops, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill Hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey.
Home details and costs
- MLS number
- L4964449
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- Highland Homes
- Floor plan
- Shelby II
- Heated square feet
- 2,029 sq ft
- Total under roof
- 2,666 sq ft
- Stories
- 1 Story
- Lot size
- 0.14 acres
- Subdivision
- Harbor at Lake Henry
- HOA fee
- $600/yr
- Days on market
- 55 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,813
$33,990 down (10%) on a $305,910 loan
- Principal and interest
- $1,934
- Property tax (estimated)
- $435
- Homeowners insurance
- $267
- HOA
- $50
- PMI (under 20% down)
- $127
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 55 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $13,390 (4%)Worth knowing
Originally listed at $353,290. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
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Listed by Cambridge Realty of Central FL. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 540 Ituna Circle, Winter Haven, FL 33881 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.