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Under ConstructionNew Construction

1048 Luke AvenueNew Construction Home in Winter Haven, FL

Winter Haven, FL 33881 · Polk County

$314,990

$163/sq ft

4 Beds2 Baths1,938 sq ft2-Car GarageBuilt 2026

Photos of 1048 Luke Avenue

1048 Luke Avenue, Winter Haven, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by DREAM FINDERS HOMES, floor plan Mulberry B. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Virtually Staged. Under Construction. Welcome to this stunning Mulberry floor plan, located in the highly sought-after community of Willowbrook near a beautiful golf course in Winter Haven, FL. This spacious 4-bedroom, 2.5-bath home offers 1,938 square feet of living space and provides excellent curb appeal in its elevation. Inside, you'll find gorgeous White cabinets complemented by sleek quartz countertops in the kitchen, creating a modern, bright atmosphere. Tile flooring runs throughout the wet and common areas, offering durability and easy maintenance. The open layout is perfect for family gatherings and entertaining guests.

Home details and costs

MLS number
G5118812
Property type
Single Family Residence
Build stage
Under Construction
Builder
DREAM FINDERS HOMES
Floor plan
Mulberry B
Heated square feet
1,938 sq ft
Total under roof
2,546 sq ft
Stories
1 Story
Lot size
0.13 acres
Subdivision
Willowbrook North
HOA fee
$75/yr
Annual property tax
$911 (current assessment)
Days on market
1 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,580

$31,499 down (10%) on a $283,491 loan

Principal and interest
$1,792
Property tax (estimated)
$397
Homeowners insurance
$267
HOA
$6
PMI (under 20% down)
$118

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $911 a year, while taxing this purchase price works out closer to $4,770. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 1 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Lake Alfred Elem
Middle
Denison Middle
High
Winter Haven Senior

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Winter Haven

Listed by Olympus Executive Realty Inc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1048 Luke Avenue, Winter Haven, FL 33881 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

Call Barrett