10408 W Larchwood StreetNew Construction Home in Homosassa, FL
Homosassa, FL 34448 · Citrus County
$389,900
$399,000
$348/sq ft
Photos of 10408 W Larchwood Street
1 / 30Who is building this home?
This home is listed as built by NTIVE BUILT LLC. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Brand-new, never-lived-in elevated custom home offering modern design, durable construction, and exceptional covered storage. Constructed with red iron framing, a metal roof, and metal exterior, this thoughtfully designed home features soaring ceilings, exposed beam accents, luxury vinyl plank flooring, oversized windows, and an open-concept floor plan filled with natural light. The spacious kitchen offers custom cabinetry, solid surface countertops, a large center island, and generous prep space while flowing seamlessly into the living area for everyday living and entertaining. One of the property's standout features is the expansive covered lower level, spanning nearly the full footprint of the home. This versatile space provides abundant room for vehicles, boats, golf carts, outdoor equipment, storage, or other permitted uses while offering additional covered outdoor living space. The primary suite provides a comfortable retreat with modern finishes and large windows overlooking the wooded surroundings. Two additional bedrooms offer flexibility for guests, a home office, or family living. Every space has been thoughtfully designed to provide comfort, functionality, and low-maintenance living. Situated on a private wooded homesite in Homosassa, this property is conveniently located near marinas, public boat ramps, restaurants, shopping, and the area's renowned outdoor recreation. Whether you enjoy boating, fishing, kayaking, or exploring Florida's Nature Coast, this location offers convenient access to it all. A rare opportunity to own a newly constructed elevated home that combines quality construction, modern finishes, and exceptional covered storage in one unique property. Some photos have been virtually staged. Buyer and buyer's agent are responsible for verifying all measurements, dimensions, zoning, land use, permitting, insurance requirements, and all other information deemed material to the buyer. Owner is a licensed Florida real estate associate.
Home details and costs
- MLS number
- G5112423
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- NTIVE BUILT LLC
- Heated square feet
- 1,120 sq ft
- Total under roof
- 2,240 sq ft
- Stories
- 2 Story
- Lot size
- 0.30 acres
- Subdivision
- Homosassa Town
- HOA fee
- No HOA
- Annual property tax
- $126 (current assessment)
- Days on market
- 144 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,141
$38,990 down (10%) on a $350,910 loan
- Principal and interest
- $2,218
- Property tax (estimated)
- $510
- Homeowners insurance
- $267
- PMI (under 20% down)
- $146
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $126 a year, while taxing this purchase price works out closer to $6,118. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 144 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $9,100 (2%)Worth knowing
Originally listed at $399,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Lj Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 10408 W Larchwood Street, Homosassa, FL 34448 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.