2160 Topsy TerraceNew Construction Home in North Port, FL
North Port, FL 34286 · Sarasota County
$199,900
$340,000
$133/sq ft
Photos of 2160 Topsy Terrace
1 / 25Who is building this home?
This home is listed as built by On File, floor plan Custom 2025. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. Under Construction. Wow . Custom Luxury New Build – THIS PRICE IS THE UNFINISHED AS IS PRICE !!!!FOR $289,000,THE HOUSE CAN BE COMPLETED IF BUYER PUTS DOWN 30% IN ESCROW AND ADVANCES MONEY DIRECTLY TO THE BUILDER TO COMPLETE THE CONSTRUCTION please make note Price reflects under construction and as is condition at the stage of this construction 65/70% complete .For $89,000 additional builder will complete the property and CO as follows 30% down payment to the title company Buyer Shell advance through the title company as the completed work is advanced until property is completed ,Buyer has the right to buy as is with immediate Closing at 199900.!!2160 Topsy Terrace, North Port, FL Elegance, Innovation, and Personalization—Welcome Home. This brand-new, custom build-to-suit smart home at 2160 Topsy Terrace offers an unmatched opportunity to create your dream residence with luxury finishes and cutting-edge technology in a tranquil North Port setting. .Meticulously designed with sophistication and comfort in mind, this home blends timeless elegance with modern living features—tailored to your taste and lifestyle. Step into the stunning open-concept living space where 13-foot soaring ceilings in the kitchen and living room create a grand ambiance, perfect for entertaining or everyday luxury. The chef-inspired kitchen includes premium shaker-style cabinetry, sleek quartz countertops, high-end stainless steel appliance packages, a walk-in pantry, and custom island configurations—all customizable to fit your unique vision. The split floor plan ensures privacy, with 10-foot ceilings throughout the remainder of the home adding a spacious, airy feel. The luxury primary suite is a serene retreat featuring a beautifully designed modern en-suite bathroom. High-efficiency HVAC to keep you perfectly comfortable and fully protected with hurricane-rated windows and doors! **Customization Options Include: Choice of flooring, lighting, and green energy upgrades Smart home automation systems (lighting, security, climate, and audio) efficient living.Situated on a quiet, paved street in a non-HOA area with no deed restrictions Located in a growing residential area with easy access to I-75, shopping, dining, top-rated schools, and Gulf beaches, this home offers the best of Florida living with the flexibility to design and build it your way. Your custom luxury lifestyle starts now! we have multiple models under construction to choose from. All phases of construction from roughed to already sheet rocked and ready for final under construction homes available within 90-100 days. Best part is still time to pick your color combination, cabinets, flooring, color, tiles, and exterior color combination. why wait to build when you can make this your signature home in paradise Best brand new home for the price!!! call for details.
Home details and costs
- MLS number
- D6143260
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- On File
- Floor plan
- Custom 2025
- Heated square feet
- 1,499 sq ft
- Total under roof
- 2,117 sq ft
- Stories
- 1 Story
- Lot size
- 0.22 acres
- Subdivision
- North Port Gardens
- HOA fee
- No HOA
- Annual property tax
- $719 (current assessment)
- Days on market
- 432 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$1,704
$19,990 down (10%) on a $179,910 loan
- Principal and interest
- $1,137
- Property tax (estimated)
- $225
- Homeowners insurance
- $267
- PMI (under 20% down)
- $75
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $719 a year, while taxing this purchase price works out closer to $2,698. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 432 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $140,100 (41%)Strong signal
Originally listed at $340,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Cranberry Elementary
- Middle
- Heron Creek Middle
- High
- North Port High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 2160 Topsy Terrace→Other new construction homes in North Port
Under Construction41% off10$199,900
$133/sq ft$340,000 ↓ $140,100
2588 Altoona Ave
North Port, FL 34286 · North Port Gardens
On File · Custom 2025
MLS #D6143256 · Edgerton Realty & Development,llc
Move-In Ready3% off66$194,900
$125/sq ft$199,900 ↓ $5,000
6803 Amoko Court
North Port, FL 34287 · Holiday Park
MLS #C7526696 · Coldwell Banker Sunstar Realty
Move-In Ready14% off36$210,000
$160/sq ft$245,000 ↓ $35,000
5800 Sabal Trace Drive Unit 1201
North Port, FL 34287 · Linkside
MLS #C7509701 · Marina Park Realty Llc
Listed by Edgerton Realty & Development,llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2160 Topsy Terrace, North Port, FL 34286 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.