45 N Independence HIGHWAYNew Construction Home in Inverness, FL
Inverness, FL 34453 · Citrus County
$262,500
$265,000
$194/sq ft
Photos of 45 N Independence HIGHWAY
1 / 30About this home
?? Brand New Construction – Move-In Ready!?? Brand New Construction – Move-In Ready! Welcome home to this stunning 3-bedroom, 2-bathroom new construction featuring modern finishes throughout. The open-concept design boasts beautiful luxury vinyl plank flooring for durability and style, while the kitchen shines with elegant granite countertops — ideal for cooking and entertaining. Enjoy the convenience of a 2-car garage with plenty of room for vehicles and storage. Every detail in this home reflects quality craftsmanship and contemporary design, offering a fresh, never-lived-in space ready for its first owner. Ideally located just 2 miles from charming downtown Inverness, this home also offers the convenience of nearby schools and shopping — making everyday errands and school runs effortless. Enjoy small-town charm with everyday convenience right at your doorstep! ? Highlights: 3 Bedrooms | 2 Bathrooms 2-Car Garage Luxury Vinyl Plank Flooring Granite Countertops New Construction — Nothing to Update! Schools & Shopping Nearby Just 2 Miles to Downtown Inverness Don't miss your chance to own a brand-new home built for modern living. Schedule your showing today!
Home details and costs
- MLS number
- CC855763
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 1,353 sq ft
- Total under roof
- 1,838 sq ft
- Stories
- 1 Story
- Lot size
- 0.31 acres
- HOA fee
- No HOA
- Annual property tax
- $169 (current assessment)
- Days on market
- 137 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,177
$26,250 down (10%) on a $236,250 loan
- Principal and interest
- $1,493
- Property tax (estimated)
- $319
- Homeowners insurance
- $267
- PMI (under 20% down)
- $98
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $169 a year, while taxing this purchase price works out closer to $3,825. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 137 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $2,500 (1%)Worth knowing
Originally listed at $265,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Hernando Elementary
- Middle
- Inverness Middle School
- High
- Citrus High School
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 45 N Independence HIGHWAY→Other new construction homes in Inverness
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Listed by Van Der Valk Realty, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 45 N Independence HIGHWAY, Inverness, FL 34453 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.