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Under ConstructionNew Construction$55,000 price cut

3020 Cascade CircleNew Construction Home in Lake Wales, FL

Lake Wales, FL 33898 · Polk County

$239,990

$294,990

$192/sq ft

3 Beds2 Baths1,250 sq ft2-Car GarageBuilt 2026

Photos of 3020 Cascade Circle

3020 Cascade Circle, Lake Wales, photo 1 of 21 / 2

Who is building this home?

This home is listed as built by Holiday Builders, floor plan PINDO. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. The PINDO model has 3 bedrooms, 2 baths and 2 car garage. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you’ll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen is equipped with a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you’ll have ample space for vehicles or additional storage needs. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. Includes a 1-year transferable builder warranty and a 10-year structural warranty. HOA includes cable and internet!

Home details and costs

MLS number
C7528033
Property type
Single Family Residence
Build stage
Under Construction
Builder
Holiday Builders
Floor plan
PINDO
Heated square feet
1,250 sq ft
Total under roof
1,778 sq ft
Stories
1 Story
Lot size
0.14 acres
Subdivision
Citrus Ridge of Lake Wales
HOA fee
$117/mo
Annual property tax
$500 (current assessment)
Days on market
112 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,124

$23,999 down (10%) on a $215,991 loan

Principal and interest
$1,365
Property tax (estimated)
$285
Homeowners insurance
$267
HOA
$117
PMI (under 20% down)
$90

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $500 a year, while taxing this purchase price works out closer to $3,420. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 112 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $55,000 (19%)Strong signal

    Originally listed at $294,990. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Other new construction homes in Lake Wales

Listed by Holiday Builders Gulf Coast. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3020 Cascade Circle, Lake Wales, FL 33898 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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